▼ 0.50% · 3.625%
HK$17,657
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,206
−HK$558/mo
Today · 4.125%
HK$18,764
baseline
▲ 0.50% · 4.625%
HK$19,906
+HK$1,142/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,528/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,643
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$20,170
−HK$534/mo
Today · 4.125%
HK$20,704
baseline
▲ 0.50% · 4.625%
HK$21,796
+HK$1,092/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,408/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,423
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,027
−HK$613/mo
Today · 4.125%
HK$20,640
baseline
▲ 0.50% · 4.625%
HK$21,896
+HK$1,256/mo
Deposit HK$3.48M · loan HK$4.26M · min. income ≈ HK$41,280/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$232,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,607
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,187
−HK$588/mo
Today · 4.125%
HK$22,775
baseline
▲ 0.50% · 4.625%
HK$23,975
+HK$1,200/mo
Deposit HK$3.48M · loan HK$4.26M · min. income ≈ HK$45,550/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$232,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,188
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,847
−HK$670/mo
Today · 4.125%
HK$22,517
baseline
▲ 0.50% · 4.625%
HK$23,887
+HK$1,370/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$45,034/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,572
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,204
−HK$641/mo
Today · 4.125%
HK$24,845
baseline
▲ 0.50% · 4.625%
HK$26,155
+HK$1,310/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$49,690/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,954
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,668
−HK$725/mo
Today · 4.125%
HK$24,393
baseline
▲ 0.50% · 4.625%
HK$25,878
+HK$1,485/mo
Deposit HK$2.71M · loan HK$5.03M · min. income ≈ HK$48,786/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$232,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,536
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,221
−HK$695/mo
Today · 4.125%
HK$26,916
baseline
▲ 0.50% · 4.625%
HK$28,334
+HK$1,418/mo
Deposit HK$2.71M · loan HK$5.03M · min. income ≈ HK$53,832/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$232,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,720
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,488
−HK$782/mo
Today · 4.125%
HK$26,270
baseline
▲ 0.50% · 4.625%
HK$27,868
+HK$1,598/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$52,540/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,500
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,238
−HK$748/mo
Today · 4.125%
HK$28,986
baseline
▲ 0.50% · 4.625%
HK$30,514
+HK$1,528/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$57,972/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,485
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,309
−HK$837/mo
Today · 4.125%
HK$28,146
baseline
▲ 0.50% · 4.625%
HK$29,859
+HK$1,713/mo
Deposit HK$1.94M · loan HK$5.81M · min. income ≈ HK$56,292/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,465
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,255
−HK$801/mo
Today · 4.125%
HK$31,056
baseline
▲ 0.50% · 4.625%
HK$32,693
+HK$1,637/mo
Deposit HK$1.94M · loan HK$5.81M · min. income ≈ HK$62,112/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,251
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,130
−HK$893/mo
Today · 4.125%
HK$30,023
baseline
▲ 0.50% · 4.625%
HK$31,849
+HK$1,826/mo
Deposit HK$1.55M · loan HK$6.19M · min. income ≈ HK$60,046/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,429
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,272
−HK$855/mo
Today · 4.125%
HK$33,127
baseline
▲ 0.50% · 4.625%
HK$34,873
+HK$1,746/mo
Deposit HK$1.55M · loan HK$6.19M · min. income ≈ HK$66,254/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,017
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,950
−HK$949/mo
Today · 4.125%
HK$31,899
baseline
▲ 0.50% · 4.625%
HK$33,840
+HK$1,941/mo
Deposit HK$1.16M · loan HK$6.58M · min. income ≈ HK$63,798/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$232,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,393
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,289
−HK$908/mo
Today · 4.125%
HK$35,197
baseline
▲ 0.50% · 4.625%
HK$37,053
+HK$1,856/mo
Deposit HK$1.16M · loan HK$6.58M · min. income ≈ HK$70,394/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$232,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,782
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,771
−HK$1,004/mo
Today · 4.125%
HK$33,775
baseline
▲ 0.50% · 4.625%
HK$35,830
+HK$2,055/mo
Deposit HK$774K · loan HK$6.97M · min. income ≈ HK$67,550/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,357
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,306
−HK$962/mo
Today · 4.125%
HK$37,268
baseline
▲ 0.50% · 4.625%
HK$39,232
+HK$1,964/mo
Deposit HK$774K · loan HK$6.97M · min. income ≈ HK$74,536/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,301 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).