▼ 0.50% · 3.625%
HK$18,411
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$18,983
−HK$582/mo
Today · 4.125%
HK$19,565
baseline
▲ 0.50% · 4.625%
HK$20,756
+HK$1,191/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,130/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,482
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,031
−HK$557/mo
Today · 4.125%
HK$21,588
baseline
▲ 0.50% · 4.625%
HK$22,726
+HK$1,138/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,176/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,252
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,882
−HK$640/mo
Today · 4.125%
HK$21,522
baseline
▲ 0.50% · 4.625%
HK$22,831
+HK$1,309/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$43,044/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,530
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,134
−HK$613/mo
Today · 4.125%
HK$23,747
baseline
▲ 0.50% · 4.625%
HK$24,999
+HK$1,252/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$47,494/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,093
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,780
−HK$698/mo
Today · 4.125%
HK$23,478
baseline
▲ 0.50% · 4.625%
HK$24,907
+HK$1,429/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$46,956/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,578
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,237
−HK$669/mo
Today · 4.125%
HK$25,906
baseline
▲ 0.50% · 4.625%
HK$27,272
+HK$1,366/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$51,812/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,934
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,678
−HK$757/mo
Today · 4.125%
HK$25,435
baseline
▲ 0.50% · 4.625%
HK$26,982
+HK$1,547/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$50,870/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,626
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,340
−HK$725/mo
Today · 4.125%
HK$28,065
baseline
▲ 0.50% · 4.625%
HK$29,544
+HK$1,479/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$56,130/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,775
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,577
−HK$814/mo
Today · 4.125%
HK$27,391
baseline
▲ 0.50% · 4.625%
HK$29,058
+HK$1,667/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,782/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,674
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,444
−HK$780/mo
Today · 4.125%
HK$30,224
baseline
▲ 0.50% · 4.625%
HK$31,817
+HK$1,593/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,448/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,616
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,475
−HK$873/mo
Today · 4.125%
HK$29,348
baseline
▲ 0.50% · 4.625%
HK$31,134
+HK$1,786/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$58,696/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,723
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,547
−HK$836/mo
Today · 4.125%
HK$32,383
baseline
▲ 0.50% · 4.625%
HK$34,089
+HK$1,706/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$64,766/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,457
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,373
−HK$931/mo
Today · 4.125%
HK$31,304
baseline
▲ 0.50% · 4.625%
HK$33,209
+HK$1,905/mo
Deposit HK$1.61M · loan HK$6.46M · min. income ≈ HK$62,608/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,771
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,650
−HK$891/mo
Today · 4.125%
HK$34,541
baseline
▲ 0.50% · 4.625%
HK$36,362
+HK$1,821/mo
Deposit HK$1.61M · loan HK$6.46M · min. income ≈ HK$69,082/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,298
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,272
−HK$989/mo
Today · 4.125%
HK$33,261
baseline
▲ 0.50% · 4.625%
HK$35,285
+HK$2,024/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$66,522/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,819
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,753
−HK$947/mo
Today · 4.125%
HK$36,700
baseline
▲ 0.50% · 4.625%
HK$38,635
+HK$1,935/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$73,400/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,139
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,170
−HK$1,047/mo
Today · 4.125%
HK$35,217
baseline
▲ 0.50% · 4.625%
HK$37,360
+HK$2,143/mo
Deposit HK$807K · loan HK$7.27M · min. income ≈ HK$70,434/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,867
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,856
−HK$1,003/mo
Today · 4.125%
HK$38,859
baseline
▲ 0.50% · 4.625%
HK$40,907
+HK$2,048/mo
Deposit HK$807K · loan HK$7.27M · min. income ≈ HK$77,718/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,220 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).