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At today's rate and a 90% mortgage, the deposit on this unit is about HK$441K, with repayments around HK$19,247/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$38,494/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,189 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Wing Station.
Family-friendly — 103 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 87 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- G
- Saleable Area
- 547 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-03-31 | HK$5.31M | +10.0% 3.1y · 3.0%/yr |
| 2019-02-20 | HK$4.83M | +20.7% 3.5y · 6.0%/yr |
| 2015-09-11 | HK$4.00M | +288.3% |
| 2007-04-27 | HK$1.03M | −32.2% |
| 1998-07-06 | HK$1.52M | −15.6% |
| 1998-05-08 | HK$1.80M | +44.0% |
| 1996-02-16 | HK$1.25M | — |