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At today's rate and a 90% mortgage, the deposit on this unit is about HK$488K, with repayments around HK$21,298/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$42,596/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$105,782 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Wing Station.
Family-friendly — 103 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 87 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- D
- Saleable Area
- 544 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-02 | HK$6.22M | +88.5% 5.5y · 16.0%/yr |
| 2016-02-23 | HK$3.30M | +111.5% 6.3y · 18.0%/yr |
| 2009-10-13 | HK$1.56M | +38.1% |
| 2005-01-11 | HK$1.13M | +5.6% |
| 2004-07-31 | HK$1.07M | −30.5% |
| 1996-02-16 | HK$1.54M | — |