▼ 0.50% · 3.625%
HK$18,580
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,158
−HK$587/mo
Today · 4.125%
HK$19,745
baseline
▲ 0.50% · 4.625%
HK$20,947
+HK$1,202/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,490/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,670
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,225
−HK$562/mo
Today · 4.125%
HK$21,787
baseline
▲ 0.50% · 4.625%
HK$22,936
+HK$1,149/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,574/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,438
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,074
−HK$646/mo
Today · 4.125%
HK$21,720
baseline
▲ 0.50% · 4.625%
HK$23,042
+HK$1,322/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$43,440/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,737
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,347
−HK$619/mo
Today · 4.125%
HK$23,966
baseline
▲ 0.50% · 4.625%
HK$25,229
+HK$1,263/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$47,932/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,296
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$22,990
−HK$705/mo
Today · 4.125%
HK$23,695
baseline
▲ 0.50% · 4.625%
HK$25,136
+HK$1,441/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,390/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,804
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,470
−HK$675/mo
Today · 4.125%
HK$26,145
baseline
▲ 0.50% · 4.625%
HK$27,523
+HK$1,378/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,290/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,154
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,906
−HK$763/mo
Today · 4.125%
HK$25,669
baseline
▲ 0.50% · 4.625%
HK$27,231
+HK$1,562/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$51,338/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,871
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,592
−HK$731/mo
Today · 4.125%
HK$28,323
baseline
▲ 0.50% · 4.625%
HK$29,816
+HK$1,493/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$56,646/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,012
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,822
−HK$822/mo
Today · 4.125%
HK$27,644
baseline
▲ 0.50% · 4.625%
HK$29,326
+HK$1,682/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$55,288/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,939
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,715
−HK$787/mo
Today · 4.125%
HK$30,502
baseline
▲ 0.50% · 4.625%
HK$32,110
+HK$1,608/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$61,004/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,870
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,737
−HK$881/mo
Today · 4.125%
HK$29,618
baseline
▲ 0.50% · 4.625%
HK$31,420
+HK$1,802/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$59,236/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,006
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,837
−HK$844/mo
Today · 4.125%
HK$32,681
baseline
▲ 0.50% · 4.625%
HK$34,403
+HK$1,722/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$65,362/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,728
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,653
−HK$940/mo
Today · 4.125%
HK$31,593
baseline
▲ 0.50% · 4.625%
HK$33,515
+HK$1,922/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$63,186/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,073
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,960
−HK$899/mo
Today · 4.125%
HK$34,859
baseline
▲ 0.50% · 4.625%
HK$36,697
+HK$1,838/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$69,718/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,586
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,569
−HK$998/mo
Today · 4.125%
HK$33,567
baseline
▲ 0.50% · 4.625%
HK$35,610
+HK$2,043/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$67,134/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,140
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,082
−HK$956/mo
Today · 4.125%
HK$37,038
baseline
▲ 0.50% · 4.625%
HK$38,990
+HK$1,952/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$74,076/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,445
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,485
−HK$1,057/mo
Today · 4.125%
HK$35,542
baseline
▲ 0.50% · 4.625%
HK$37,704
+HK$2,162/mo
Deposit HK$815K · loan HK$7.33M · min. income ≈ HK$71,084/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,207
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,205
−HK$1,012/mo
Today · 4.125%
HK$39,217
baseline
▲ 0.50% · 4.625%
HK$41,284
+HK$2,067/mo
Deposit HK$815K · loan HK$7.33M · min. income ≈ HK$78,434/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,450 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).