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At today's rate and a 90% mortgage, the deposit on this unit is about HK$512K, with repayments around HK$22,318/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$512K · loan HK$4.61M · min. income ≈ HK$44,636/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$115,127 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Wing Station.
Family-friendly — 103 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 87 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- H
- Saleable Area
- 547 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-05-28 | HK$6.15M | +64.0% 3.2y · 20.0%/yr |
| 2016-02-29 | HK$3.75M | +58.2% 4.6y · 13.0%/yr |
| 2011-07-15 | HK$2.37M | +24.7% |
| 2010-08-25 | HK$1.90M | +46.2% |
| 2007-05-25 | HK$1.30M | −13.3% |
| 1996-01-26 | HK$1.50M | — |