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At today's rate and a 90% mortgage, the deposit on this unit is about HK$501K, with repayments around HK$21,836/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$501K · loan HK$4.51M · min. income ≈ HK$43,672/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$112,639 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Wing Station.
Family-friendly — 103 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 87 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- D
- Saleable Area
- 544 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-04-02 | HK$5.69M | +43.0% 4.3y · 10.0%/yr |
| 2015-12-08 | HK$3.98M | +130.1% 5.9y · 22.0%/yr |
| 2010-02-02 | HK$1.73M | +19.3% |
| 2000-10-04 | HK$1.45M | −56.7% |
| 1997-06-17 | HK$3.35M | +75.4% |
| 1996-09-18 | HK$1.91M | +20.9% |
| 1996-02-16 | HK$1.58M | — |