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At today's rate and a 90% mortgage, the deposit on this unit is about HK$425K, with repayments around HK$18,544/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$425K · loan HK$3.83M · min. income ≈ HK$37,088/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$50,391 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Wing Station.
Family-friendly — 103 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 87 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- F
- Saleable Area
- 442 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-02 | HK$4.20M | +18.3% 1.3y · 14.0%/yr |
| 2024-12-17 | HK$3.55M | +18.7% 10.4y · 2.0%/yr |
| 2014-07-30 | HK$2.99M | +98.0% |
| 2010-05-04 | HK$1.51M | +22.8% |
| 2008-03-27 | HK$1.23M | +9.8% |
| 2005-08-29 | HK$1.12M | −1.8% |
| 2001-02-03 | HK$1.14M | −8.1% |
| 1996-01-26 | HK$1.24M | — |