20/F H
in CENTRAL PARK TOWERS PHASE 2 CENTRAL PARK TOWERS II TOWER 7
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$688K, with repayments around HK$30,013/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$688K · loan HK$6.19M · min. income ≈ HK$60,026/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$206,425 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Tin Wing Station.
Family-friendly — 99 schools within a 1 km walk.
Everyday convenience — 56 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- H
- Saleable Area
- 698 Saleable ft²
- Gross Area
- 920 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-23 | HK$8.60M | +9.0% 3.7y · 2.0%/yr |
| 2018-04-25 | HK$7.89M | +77.7% 4.5y · 17.0%/yr |
| 2013-10-16 | HK$4.44M | +53.6% |
| 2010-10-12 | HK$2.89M | +20.4% |
| 2009-09-18 | HK$2.40M | +11.6% |
| 2009-05-15 | HK$2.15M | — |