▼ 0.50% · 3.625%
HK$15,958
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$16,454
−HK$505/mo
Today · 4.125%
HK$16,959
baseline
▲ 0.50% · 4.625%
HK$17,990
+HK$1,031/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,918/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,753
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,229
−HK$483/mo
Today · 4.125%
HK$18,712
baseline
▲ 0.50% · 4.625%
HK$19,698
+HK$986/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,424/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,554
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,100
−HK$554/mo
Today · 4.125%
HK$18,654
baseline
▲ 0.50% · 4.625%
HK$19,789
+HK$1,135/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$37,308/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$209,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,528
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$20,052
−HK$531/mo
Today · 4.125%
HK$20,583
baseline
▲ 0.50% · 4.625%
HK$21,668
+HK$1,085/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$41,166/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$209,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,149
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,745
−HK$605/mo
Today · 4.125%
HK$20,350
baseline
▲ 0.50% · 4.625%
HK$21,589
+HK$1,239/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$40,700/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,304
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,875
−HK$579/mo
Today · 4.125%
HK$22,454
baseline
▲ 0.50% · 4.625%
HK$23,638
+HK$1,184/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$44,908/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,745
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,390
−HK$656/mo
Today · 4.125%
HK$22,046
baseline
▲ 0.50% · 4.625%
HK$23,388
+HK$1,342/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$44,092/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$209,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,079
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,698
−HK$628/mo
Today · 4.125%
HK$24,326
baseline
▲ 0.50% · 4.625%
HK$25,608
+HK$1,282/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$48,652/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$209,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,341
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,036
−HK$706/mo
Today · 4.125%
HK$23,742
baseline
▲ 0.50% · 4.625%
HK$25,187
+HK$1,445/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$47,484/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,854
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,521
−HK$676/mo
Today · 4.125%
HK$26,197
baseline
▲ 0.50% · 4.625%
HK$27,578
+HK$1,381/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$52,394/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,937
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,681
−HK$757/mo
Today · 4.125%
HK$25,438
baseline
▲ 0.50% · 4.625%
HK$26,986
+HK$1,548/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$50,876/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,629
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,344
−HK$724/mo
Today · 4.125%
HK$28,068
baseline
▲ 0.50% · 4.625%
HK$29,548
+HK$1,480/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$56,136/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,533
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,327
−HK$807/mo
Today · 4.125%
HK$27,134
baseline
▲ 0.50% · 4.625%
HK$28,785
+HK$1,651/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$54,268/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,405
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,166
−HK$773/mo
Today · 4.125%
HK$29,939
baseline
▲ 0.50% · 4.625%
HK$31,517
+HK$1,578/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$59,878/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,128
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,972
−HK$858/mo
Today · 4.125%
HK$28,830
baseline
▲ 0.50% · 4.625%
HK$30,584
+HK$1,754/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$57,660/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,180
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$30,989
−HK$822/mo
Today · 4.125%
HK$31,811
baseline
▲ 0.50% · 4.625%
HK$33,487
+HK$1,676/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$63,622/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,724
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,618
−HK$907/mo
Today · 4.125%
HK$30,525
baseline
▲ 0.50% · 4.625%
HK$32,383
+HK$1,858/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$61,050/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$209,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,955
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,812
−HK$870/mo
Today · 4.125%
HK$33,682
baseline
▲ 0.50% · 4.625%
HK$35,457
+HK$1,775/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$67,364/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$209,948 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).