▼ 0.50% · 3.625%
HK$18,956
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,546
−HK$599/mo
Today · 4.125%
HK$20,145
baseline
▲ 0.50% · 4.625%
HK$21,371
+HK$1,226/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,290/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,089
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$21,654
−HK$574/mo
Today · 4.125%
HK$22,228
baseline
▲ 0.50% · 4.625%
HK$23,400
+HK$1,172/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,456/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,852
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,500
−HK$659/mo
Today · 4.125%
HK$22,159
baseline
▲ 0.50% · 4.625%
HK$23,508
+HK$1,349/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$44,318/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,197
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,820
−HK$631/mo
Today · 4.125%
HK$24,451
baseline
▲ 0.50% · 4.625%
HK$25,740
+HK$1,289/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$48,902/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,747
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,455
−HK$719/mo
Today · 4.125%
HK$24,174
baseline
▲ 0.50% · 4.625%
HK$25,645
+HK$1,471/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$48,348/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,306
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$25,985
−HK$689/mo
Today · 4.125%
HK$26,674
baseline
▲ 0.50% · 4.625%
HK$28,080
+HK$1,406/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$53,348/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,643
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,410
−HK$778/mo
Today · 4.125%
HK$26,188
baseline
▲ 0.50% · 4.625%
HK$27,782
+HK$1,594/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$52,376/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,415
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,150
−HK$746/mo
Today · 4.125%
HK$28,896
baseline
▲ 0.50% · 4.625%
HK$30,420
+HK$1,524/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$57,792/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,539
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,364
−HK$839/mo
Today · 4.125%
HK$28,203
baseline
▲ 0.50% · 4.625%
HK$29,919
+HK$1,716/mo
Deposit HK$2.49M · loan HK$5.82M · min. income ≈ HK$56,406/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,524
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,316
−HK$803/mo
Today · 4.125%
HK$31,119
baseline
▲ 0.50% · 4.625%
HK$32,759
+HK$1,640/mo
Deposit HK$2.49M · loan HK$5.82M · min. income ≈ HK$62,238/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,434
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,319
−HK$898/mo
Today · 4.125%
HK$30,217
baseline
▲ 0.50% · 4.625%
HK$32,056
+HK$1,839/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$60,434/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,633
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,481
−HK$861/mo
Today · 4.125%
HK$33,342
baseline
▲ 0.50% · 4.625%
HK$35,099
+HK$1,757/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$66,684/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,330
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,273
−HK$959/mo
Today · 4.125%
HK$32,232
baseline
▲ 0.50% · 4.625%
HK$34,193
+HK$1,961/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$64,464/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,742
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,647
−HK$918/mo
Today · 4.125%
HK$35,565
baseline
▲ 0.50% · 4.625%
HK$37,439
+HK$1,874/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$71,130/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,226
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,228
−HK$1,018/mo
Today · 4.125%
HK$34,246
baseline
▲ 0.50% · 4.625%
HK$36,330
+HK$2,084/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$68,492/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,851
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,812
−HK$976/mo
Today · 4.125%
HK$37,788
baseline
▲ 0.50% · 4.625%
HK$39,779
+HK$1,991/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$75,576/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,121
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,183
−HK$1,078/mo
Today · 4.125%
HK$36,261
baseline
▲ 0.50% · 4.625%
HK$38,467
+HK$2,206/mo
Deposit HK$831K · loan HK$7.48M · min. income ≈ HK$72,522/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,959
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,978
−HK$1,032/mo
Today · 4.125%
HK$40,010
baseline
▲ 0.50% · 4.625%
HK$42,119
+HK$2,109/mo
Deposit HK$831K · loan HK$7.48M · min. income ≈ HK$80,020/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,396 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).