▼ 0.50% · 3.625%
HK$14,761
−HK$926/mo
▼ 0.25% · 3.875%
HK$15,220
−HK$467/mo
Today · 4.125%
HK$15,687
baseline
▲ 0.50% · 4.625%
HK$16,641
+HK$954/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$31,374/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$182,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,421
−HK$888/mo
▼ 0.25% · 3.875%
HK$16,862
−HK$447/mo
Today · 4.125%
HK$17,309
baseline
▲ 0.50% · 4.625%
HK$18,221
+HK$912/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$34,618/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$182,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,237
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$16,742
−HK$513/mo
Today · 4.125%
HK$17,255
baseline
▲ 0.50% · 4.625%
HK$18,305
+HK$1,050/mo
Deposit HK$2.91M · loan HK$3.56M · min. income ≈ HK$34,510/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$182,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,063
−HK$976/mo
▼ 0.25% · 3.875%
HK$18,548
−HK$491/mo
Today · 4.125%
HK$19,039
baseline
▲ 0.50% · 4.625%
HK$20,043
+HK$1,004/mo
Deposit HK$2.91M · loan HK$3.56M · min. income ≈ HK$38,078/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$182,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,713
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,264
−HK$560/mo
Today · 4.125%
HK$18,824
baseline
▲ 0.50% · 4.625%
HK$19,969
+HK$1,145/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$37,648/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$182,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,706
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,234
−HK$536/mo
Today · 4.125%
HK$20,770
baseline
▲ 0.50% · 4.625%
HK$21,865
+HK$1,095/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$41,540/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$182,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,189
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,786
−HK$606/mo
Today · 4.125%
HK$20,392
baseline
▲ 0.50% · 4.625%
HK$21,633
+HK$1,241/mo
Deposit HK$2.27M · loan HK$4.21M · min. income ≈ HK$40,784/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$182,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,348
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,920
−HK$581/mo
Today · 4.125%
HK$22,501
baseline
▲ 0.50% · 4.625%
HK$23,687
+HK$1,186/mo
Deposit HK$2.27M · loan HK$4.21M · min. income ≈ HK$45,002/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$182,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,665
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,308
−HK$653/mo
Today · 4.125%
HK$21,961
baseline
▲ 0.50% · 4.625%
HK$23,297
+HK$1,336/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$43,922/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$182,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,990
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,606
−HK$626/mo
Today · 4.125%
HK$24,232
baseline
▲ 0.50% · 4.625%
HK$25,509
+HK$1,277/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$48,464/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$182,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,141
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,830
−HK$700/mo
Today · 4.125%
HK$23,530
baseline
▲ 0.50% · 4.625%
HK$24,961
+HK$1,431/mo
Deposit HK$1.62M · loan HK$4.86M · min. income ≈ HK$47,060/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$182,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,632
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,293
−HK$670/mo
Today · 4.125%
HK$25,963
baseline
▲ 0.50% · 4.625%
HK$27,331
+HK$1,368/mo
Deposit HK$1.62M · loan HK$4.86M · min. income ≈ HK$51,926/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$182,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,617
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,352
−HK$746/mo
Today · 4.125%
HK$25,098
baseline
▲ 0.50% · 4.625%
HK$26,626
+HK$1,528/mo
Deposit HK$1.29M · loan HK$5.18M · min. income ≈ HK$50,196/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$182,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,274
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,979
−HK$715/mo
Today · 4.125%
HK$27,694
baseline
▲ 0.50% · 4.625%
HK$29,153
+HK$1,459/mo
Deposit HK$1.29M · loan HK$5.18M · min. income ≈ HK$55,388/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$182,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,093
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,874
−HK$793/mo
Today · 4.125%
HK$26,667
baseline
▲ 0.50% · 4.625%
HK$28,290
+HK$1,623/mo
Deposit HK$971K · loan HK$5.50M · min. income ≈ HK$53,334/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$182,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,916
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,665
−HK$759/mo
Today · 4.125%
HK$29,424
baseline
▲ 0.50% · 4.625%
HK$30,975
+HK$1,551/mo
Deposit HK$971K · loan HK$5.50M · min. income ≈ HK$58,848/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$182,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,570
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,396
−HK$840/mo
Today · 4.125%
HK$28,236
baseline
▲ 0.50% · 4.625%
HK$29,954
+HK$1,718/mo
Deposit HK$647K · loan HK$5.83M · min. income ≈ HK$56,472/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$182,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,558
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,351
−HK$804/mo
Today · 4.125%
HK$31,155
baseline
▲ 0.50% · 4.625%
HK$32,798
+HK$1,643/mo
Deposit HK$647K · loan HK$5.83M · min. income ≈ HK$62,310/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$182,334 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).