▼ 0.50% · 3.625%
HK$19,183
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,780
−HK$606/mo
Today · 4.125%
HK$20,386
baseline
▲ 0.50% · 4.625%
HK$21,627
+HK$1,241/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,772/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,341
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,914
−HK$580/mo
Today · 4.125%
HK$22,494
baseline
▲ 0.50% · 4.625%
HK$23,680
+HK$1,186/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$44,988/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,102
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,758
−HK$667/mo
Today · 4.125%
HK$22,425
baseline
▲ 0.50% · 4.625%
HK$23,790
+HK$1,365/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$44,850/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,476
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,105
−HK$639/mo
Today · 4.125%
HK$24,744
baseline
▲ 0.50% · 4.625%
HK$26,048
+HK$1,304/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$49,488/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,020
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,736
−HK$728/mo
Today · 4.125%
HK$24,464
baseline
▲ 0.50% · 4.625%
HK$25,952
+HK$1,488/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$48,928/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,610
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,297
−HK$696/mo
Today · 4.125%
HK$26,993
baseline
▲ 0.50% · 4.625%
HK$28,416
+HK$1,423/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$53,986/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,939
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,714
−HK$788/mo
Today · 4.125%
HK$26,502
baseline
▲ 0.50% · 4.625%
HK$28,115
+HK$1,613/mo
Deposit HK$2.94M · loan HK$5.47M · min. income ≈ HK$53,004/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,744
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,488
−HK$755/mo
Today · 4.125%
HK$29,243
baseline
▲ 0.50% · 4.625%
HK$30,784
+HK$1,541/mo
Deposit HK$2.94M · loan HK$5.47M · min. income ≈ HK$58,486/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,857
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,692
−HK$849/mo
Today · 4.125%
HK$28,541
baseline
▲ 0.50% · 4.625%
HK$30,278
+HK$1,737/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$57,082/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,878
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,679
−HK$813/mo
Today · 4.125%
HK$31,492
baseline
▲ 0.50% · 4.625%
HK$33,152
+HK$1,660/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$62,984/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,775
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,670
−HK$910/mo
Today · 4.125%
HK$30,580
baseline
▲ 0.50% · 4.625%
HK$32,440
+HK$1,860/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$61,160/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,012
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,871
−HK$871/mo
Today · 4.125%
HK$33,742
baseline
▲ 0.50% · 4.625%
HK$35,520
+HK$1,778/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$67,484/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,694
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,648
−HK$970/mo
Today · 4.125%
HK$32,618
baseline
▲ 0.50% · 4.625%
HK$34,603
+HK$1,985/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$65,236/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,146
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,062
−HK$929/mo
Today · 4.125%
HK$35,991
baseline
▲ 0.50% · 4.625%
HK$37,888
+HK$1,897/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$71,982/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,612
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,626
−HK$1,031/mo
Today · 4.125%
HK$34,657
baseline
▲ 0.50% · 4.625%
HK$36,766
+HK$2,109/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$69,314/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,280
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,253
−HK$988/mo
Today · 4.125%
HK$38,241
baseline
▲ 0.50% · 4.625%
HK$40,256
+HK$2,015/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$76,482/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,530
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,604
−HK$1,092/mo
Today · 4.125%
HK$36,696
baseline
▲ 0.50% · 4.625%
HK$38,928
+HK$2,232/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$73,392/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,415
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,445
−HK$1,045/mo
Today · 4.125%
HK$40,490
baseline
▲ 0.50% · 4.625%
HK$42,624
+HK$2,134/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$80,980/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,387 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).