▼ 0.50% · 3.625%
HK$16,790
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$17,312
−HK$531/mo
Today · 4.125%
HK$17,843
baseline
▲ 0.50% · 4.625%
HK$18,928
+HK$1,085/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$35,686/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,678
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$19,179
−HK$508/mo
Today · 4.125%
HK$19,687
baseline
▲ 0.50% · 4.625%
HK$20,725
+HK$1,038/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$39,374/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,469
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,043
−HK$584/mo
Today · 4.125%
HK$19,627
baseline
▲ 0.50% · 4.625%
HK$20,821
+HK$1,194/mo
Deposit HK$3.31M · loan HK$4.05M · min. income ≈ HK$39,254/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,546
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,097
−HK$559/mo
Today · 4.125%
HK$21,656
baseline
▲ 0.50% · 4.625%
HK$22,798
+HK$1,142/mo
Deposit HK$3.31M · loan HK$4.05M · min. income ≈ HK$43,312/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,148
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,774
−HK$637/mo
Today · 4.125%
HK$21,411
baseline
▲ 0.50% · 4.625%
HK$22,714
+HK$1,303/mo
Deposit HK$2.95M · loan HK$4.42M · min. income ≈ HK$42,822/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$220,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,414
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,015
−HK$610/mo
Today · 4.125%
HK$23,625
baseline
▲ 0.50% · 4.625%
HK$24,870
+HK$1,245/mo
Deposit HK$2.95M · loan HK$4.42M · min. income ≈ HK$47,250/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$220,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,827
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,505
−HK$690/mo
Today · 4.125%
HK$23,195
baseline
▲ 0.50% · 4.625%
HK$24,607
+HK$1,412/mo
Deposit HK$2.58M · loan HK$4.79M · min. income ≈ HK$46,390/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$220,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,282
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,933
−HK$661/mo
Today · 4.125%
HK$25,594
baseline
▲ 0.50% · 4.625%
HK$26,943
+HK$1,349/mo
Deposit HK$2.58M · loan HK$4.79M · min. income ≈ HK$51,188/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$220,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,506
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,237
−HK$743/mo
Today · 4.125%
HK$24,980
baseline
▲ 0.50% · 4.625%
HK$26,499
+HK$1,519/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$49,960/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,150
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,851
−HK$711/mo
Today · 4.125%
HK$27,562
baseline
▲ 0.50% · 4.625%
HK$29,015
+HK$1,453/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$55,124/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,184
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,968
−HK$796/mo
Today · 4.125%
HK$26,764
baseline
▲ 0.50% · 4.625%
HK$28,392
+HK$1,628/mo
Deposit HK$1.84M · loan HK$5.52M · min. income ≈ HK$53,528/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,017
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,769
−HK$762/mo
Today · 4.125%
HK$29,531
baseline
▲ 0.50% · 4.625%
HK$31,088
+HK$1,557/mo
Deposit HK$1.84M · loan HK$5.52M · min. income ≈ HK$59,062/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,863
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,699
−HK$849/mo
Today · 4.125%
HK$28,548
baseline
▲ 0.50% · 4.625%
HK$30,285
+HK$1,737/mo
Deposit HK$1.47M · loan HK$5.89M · min. income ≈ HK$57,096/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,885
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,687
−HK$813/mo
Today · 4.125%
HK$31,500
baseline
▲ 0.50% · 4.625%
HK$33,160
+HK$1,660/mo
Deposit HK$1.47M · loan HK$5.89M · min. income ≈ HK$63,000/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,542
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,430
−HK$902/mo
Today · 4.125%
HK$30,332
baseline
▲ 0.50% · 4.625%
HK$32,178
+HK$1,846/mo
Deposit HK$1.10M · loan HK$6.26M · min. income ≈ HK$60,664/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$220,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,753
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,605
−HK$864/mo
Today · 4.125%
HK$33,469
baseline
▲ 0.50% · 4.625%
HK$35,233
+HK$1,764/mo
Deposit HK$1.10M · loan HK$6.26M · min. income ≈ HK$66,938/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$220,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,221
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,161
−HK$956/mo
Today · 4.125%
HK$32,117
baseline
▲ 0.50% · 4.625%
HK$34,071
+HK$1,954/mo
Deposit HK$736K · loan HK$6.63M · min. income ≈ HK$64,234/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,621
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,523
−HK$914/mo
Today · 4.125%
HK$35,437
baseline
▲ 0.50% · 4.625%
HK$37,305
+HK$1,868/mo
Deposit HK$736K · loan HK$6.63M · min. income ≈ HK$70,874/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,892 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).