▼ 0.50% · 3.625%
HK$18,603
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,181
−HK$588/mo
Today · 4.125%
HK$19,769
baseline
▲ 0.50% · 4.625%
HK$20,972
+HK$1,203/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,538/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,695
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,250
−HK$564/mo
Today · 4.125%
HK$21,814
baseline
▲ 0.50% · 4.625%
HK$22,963
+HK$1,149/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,628/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,463
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,100
−HK$646/mo
Today · 4.125%
HK$21,746
baseline
▲ 0.50% · 4.625%
HK$23,069
+HK$1,323/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$43,492/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,765
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,375
−HK$620/mo
Today · 4.125%
HK$23,995
baseline
▲ 0.50% · 4.625%
HK$25,260
+HK$1,265/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$47,990/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,323
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,018
−HK$705/mo
Today · 4.125%
HK$23,723
baseline
▲ 0.50% · 4.625%
HK$25,167
+HK$1,444/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,446/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,834
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,501
−HK$675/mo
Today · 4.125%
HK$26,176
baseline
▲ 0.50% · 4.625%
HK$27,556
+HK$1,380/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,352/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,184
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,936
−HK$764/mo
Today · 4.125%
HK$25,700
baseline
▲ 0.50% · 4.625%
HK$27,264
+HK$1,564/mo
Deposit HK$2.86M · loan HK$5.30M · min. income ≈ HK$51,400/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,904
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,626
−HK$732/mo
Today · 4.125%
HK$28,358
baseline
▲ 0.50% · 4.625%
HK$29,852
+HK$1,494/mo
Deposit HK$2.86M · loan HK$5.30M · min. income ≈ HK$56,716/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,044
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,854
−HK$823/mo
Today · 4.125%
HK$27,677
baseline
▲ 0.50% · 4.625%
HK$29,361
+HK$1,684/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$55,354/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,974
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,751
−HK$788/mo
Today · 4.125%
HK$30,539
baseline
▲ 0.50% · 4.625%
HK$32,149
+HK$1,610/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$61,078/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,904
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,772
−HK$882/mo
Today · 4.125%
HK$29,654
baseline
▲ 0.50% · 4.625%
HK$31,458
+HK$1,804/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$59,308/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,043
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,876
−HK$844/mo
Today · 4.125%
HK$32,720
baseline
▲ 0.50% · 4.625%
HK$34,445
+HK$1,725/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$65,440/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,764
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,690
−HK$941/mo
Today · 4.125%
HK$31,631
baseline
▲ 0.50% · 4.625%
HK$33,556
+HK$1,925/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$63,262/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,113
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,001
−HK$901/mo
Today · 4.125%
HK$34,902
baseline
▲ 0.50% · 4.625%
HK$36,741
+HK$1,839/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$69,804/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,625
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,608
−HK$1,000/mo
Today · 4.125%
HK$33,608
baseline
▲ 0.50% · 4.625%
HK$35,653
+HK$2,045/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$67,216/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,182
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,126
−HK$957/mo
Today · 4.125%
HK$37,083
baseline
▲ 0.50% · 4.625%
HK$39,038
+HK$1,955/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$74,166/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,485
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,527
−HK$1,058/mo
Today · 4.125%
HK$35,585
baseline
▲ 0.50% · 4.625%
HK$37,750
+HK$2,165/mo
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$71,170/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,252
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,251
−HK$1,013/mo
Today · 4.125%
HK$39,264
baseline
▲ 0.50% · 4.625%
HK$41,334
+HK$2,070/mo
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$78,528/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,746 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).