▼ 0.50% · 3.625%
HK$18,213
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,780
−HK$575/mo
Today · 4.125%
HK$19,355
baseline
▲ 0.50% · 4.625%
HK$20,533
+HK$1,178/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,710/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,262
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,805
−HK$552/mo
Today · 4.125%
HK$21,357
baseline
▲ 0.50% · 4.625%
HK$22,482
+HK$1,125/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,714/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,035
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,658
−HK$633/mo
Today · 4.125%
HK$21,291
baseline
▲ 0.50% · 4.625%
HK$22,586
+HK$1,295/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$42,582/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,288
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,886
−HK$606/mo
Today · 4.125%
HK$23,492
baseline
▲ 0.50% · 4.625%
HK$24,731
+HK$1,239/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$46,984/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,856
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,536
−HK$690/mo
Today · 4.125%
HK$23,226
baseline
▲ 0.50% · 4.625%
HK$24,640
+HK$1,414/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$46,452/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,314
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,967
−HK$661/mo
Today · 4.125%
HK$25,628
baseline
▲ 0.50% · 4.625%
HK$26,979
+HK$1,351/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$51,256/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,677
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,414
−HK$748/mo
Today · 4.125%
HK$25,162
baseline
▲ 0.50% · 4.625%
HK$26,693
+HK$1,531/mo
Deposit HK$2.80M · loan HK$5.19M · min. income ≈ HK$50,324/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,341
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,047
−HK$717/mo
Today · 4.125%
HK$27,764
baseline
▲ 0.50% · 4.625%
HK$29,227
+HK$1,463/mo
Deposit HK$2.80M · loan HK$5.19M · min. income ≈ HK$55,528/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,499
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,292
−HK$805/mo
Today · 4.125%
HK$27,097
baseline
▲ 0.50% · 4.625%
HK$28,746
+HK$1,649/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$54,194/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,367
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,128
−HK$771/mo
Today · 4.125%
HK$29,899
baseline
▲ 0.50% · 4.625%
HK$31,475
+HK$1,576/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$59,798/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,320
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,170
−HK$863/mo
Today · 4.125%
HK$29,033
baseline
▲ 0.50% · 4.625%
HK$30,800
+HK$1,767/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$58,066/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,393
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,208
−HK$827/mo
Today · 4.125%
HK$32,035
baseline
▲ 0.50% · 4.625%
HK$33,724
+HK$1,689/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$64,070/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,141
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,048
−HK$921/mo
Today · 4.125%
HK$30,969
baseline
▲ 0.50% · 4.625%
HK$32,853
+HK$1,884/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$61,938/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,419
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,289
−HK$882/mo
Today · 4.125%
HK$34,171
baseline
▲ 0.50% · 4.625%
HK$35,972
+HK$1,801/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$68,342/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,962
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,926
−HK$978/mo
Today · 4.125%
HK$32,904
baseline
▲ 0.50% · 4.625%
HK$34,906
+HK$2,002/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$65,808/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,445
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,369
−HK$937/mo
Today · 4.125%
HK$36,306
baseline
▲ 0.50% · 4.625%
HK$38,220
+HK$1,914/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$72,612/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,784
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,804
−HK$1,036/mo
Today · 4.125%
HK$34,840
baseline
▲ 0.50% · 4.625%
HK$36,960
+HK$2,120/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$69,680/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,472
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,450
−HK$992/mo
Today · 4.125%
HK$38,442
baseline
▲ 0.50% · 4.625%
HK$40,468
+HK$2,026/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$76,884/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,621 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).