▼ 0.50% · 3.625%
HK$18,125
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,689
−HK$573/mo
Today · 4.125%
HK$19,262
baseline
▲ 0.50% · 4.625%
HK$20,434
+HK$1,172/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$38,524/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,164
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,705
−HK$549/mo
Today · 4.125%
HK$21,254
baseline
▲ 0.50% · 4.625%
HK$22,374
+HK$1,120/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$42,508/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,938
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$20,558
−HK$630/mo
Today · 4.125%
HK$21,188
baseline
▲ 0.50% · 4.625%
HK$22,477
+HK$1,289/mo
Deposit HK$3.58M · loan HK$4.37M · min. income ≈ HK$42,376/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,181
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,775
−HK$604/mo
Today · 4.125%
HK$23,379
baseline
▲ 0.50% · 4.625%
HK$24,611
+HK$1,232/mo
Deposit HK$3.58M · loan HK$4.37M · min. income ≈ HK$46,758/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,750
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,427
−HK$687/mo
Today · 4.125%
HK$23,114
baseline
▲ 0.50% · 4.625%
HK$24,521
+HK$1,407/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$46,228/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,197
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,846
−HK$658/mo
Today · 4.125%
HK$25,504
baseline
▲ 0.50% · 4.625%
HK$26,849
+HK$1,345/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$51,008/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,563
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,296
−HK$744/mo
Today · 4.125%
HK$25,040
baseline
▲ 0.50% · 4.625%
HK$26,564
+HK$1,524/mo
Deposit HK$2.78M · loan HK$5.17M · min. income ≈ HK$50,080/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,213
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,916
−HK$714/mo
Today · 4.125%
HK$27,630
baseline
▲ 0.50% · 4.625%
HK$29,086
+HK$1,456/mo
Deposit HK$2.78M · loan HK$5.17M · min. income ≈ HK$55,260/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,375
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,165
−HK$802/mo
Today · 4.125%
HK$26,967
baseline
▲ 0.50% · 4.625%
HK$28,607
+HK$1,640/mo
Deposit HK$2.38M · loan HK$5.56M · min. income ≈ HK$53,934/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,230
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,987
−HK$768/mo
Today · 4.125%
HK$29,755
baseline
▲ 0.50% · 4.625%
HK$31,323
+HK$1,568/mo
Deposit HK$2.38M · loan HK$5.56M · min. income ≈ HK$59,510/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,188
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,034
−HK$859/mo
Today · 4.125%
HK$28,893
baseline
▲ 0.50% · 4.625%
HK$30,651
+HK$1,758/mo
Deposit HK$1.99M · loan HK$5.96M · min. income ≈ HK$57,786/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,246
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,057
−HK$823/mo
Today · 4.125%
HK$31,880
baseline
▲ 0.50% · 4.625%
HK$33,561
+HK$1,681/mo
Deposit HK$1.99M · loan HK$5.96M · min. income ≈ HK$63,760/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,000
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,902
−HK$917/mo
Today · 4.125%
HK$30,819
baseline
▲ 0.50% · 4.625%
HK$32,694
+HK$1,875/mo
Deposit HK$1.59M · loan HK$6.36M · min. income ≈ HK$61,638/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,263
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,128
−HK$878/mo
Today · 4.125%
HK$34,006
baseline
▲ 0.50% · 4.625%
HK$35,798
+HK$1,792/mo
Deposit HK$1.59M · loan HK$6.36M · min. income ≈ HK$68,012/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,813
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,771
−HK$974/mo
Today · 4.125%
HK$32,745
baseline
▲ 0.50% · 4.625%
HK$34,738
+HK$1,993/mo
Deposit HK$1.19M · loan HK$6.76M · min. income ≈ HK$65,490/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,279
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,198
−HK$933/mo
Today · 4.125%
HK$36,131
baseline
▲ 0.50% · 4.625%
HK$38,036
+HK$1,905/mo
Deposit HK$1.19M · loan HK$6.76M · min. income ≈ HK$72,262/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,625
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,640
−HK$1,031/mo
Today · 4.125%
HK$34,671
baseline
▲ 0.50% · 4.625%
HK$36,781
+HK$2,110/mo
Deposit HK$795K · loan HK$7.15M · min. income ≈ HK$69,342/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,295
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,269
−HK$987/mo
Today · 4.125%
HK$38,256
baseline
▲ 0.50% · 4.625%
HK$40,273
+HK$2,017/mo
Deposit HK$795K · loan HK$7.15M · min. income ≈ HK$76,512/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,464 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).