▼ 0.50% · 3.625%
HK$14,513
−HK$910/mo
▼ 0.25% · 3.875%
HK$14,964
−HK$459/mo
Today · 4.125%
HK$15,423
baseline
▲ 0.50% · 4.625%
HK$16,361
+HK$938/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$30,846/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$171,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,145
−HK$873/mo
▼ 0.25% · 3.875%
HK$16,578
−HK$440/mo
Today · 4.125%
HK$17,018
baseline
▲ 0.50% · 4.625%
HK$17,915
+HK$897/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$34,036/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$171,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,964
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$16,461
−HK$504/mo
Today · 4.125%
HK$16,965
baseline
▲ 0.50% · 4.625%
HK$17,997
+HK$1,032/mo
Deposit HK$2.86M · loan HK$3.50M · min. income ≈ HK$33,930/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$171,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,760
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,236
−HK$483/mo
Today · 4.125%
HK$18,719
baseline
▲ 0.50% · 4.625%
HK$19,706
+HK$987/mo
Deposit HK$2.86M · loan HK$3.50M · min. income ≈ HK$37,438/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$171,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,415
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,957
−HK$550/mo
Today · 4.125%
HK$18,507
baseline
▲ 0.50% · 4.625%
HK$19,633
+HK$1,126/mo
Deposit HK$2.55M · loan HK$3.82M · min. income ≈ HK$37,014/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$171,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,374
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,894
−HK$527/mo
Today · 4.125%
HK$20,421
baseline
▲ 0.50% · 4.625%
HK$21,497
+HK$1,076/mo
Deposit HK$2.55M · loan HK$3.82M · min. income ≈ HK$40,842/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$171,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,867
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,453
−HK$597/mo
Today · 4.125%
HK$20,050
baseline
▲ 0.50% · 4.625%
HK$21,270
+HK$1,220/mo
Deposit HK$2.23M · loan HK$4.14M · min. income ≈ HK$40,100/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$171,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,989
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,552
−HK$571/mo
Today · 4.125%
HK$22,123
baseline
▲ 0.50% · 4.625%
HK$23,289
+HK$1,166/mo
Deposit HK$2.23M · loan HK$4.14M · min. income ≈ HK$44,246/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$171,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,318
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,950
−HK$642/mo
Today · 4.125%
HK$21,592
baseline
▲ 0.50% · 4.625%
HK$22,906
+HK$1,314/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$43,184/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$171,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,603
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,210
−HK$615/mo
Today · 4.125%
HK$23,825
baseline
▲ 0.50% · 4.625%
HK$25,080
+HK$1,255/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$47,650/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$171,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,769
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,446
−HK$688/mo
Today · 4.125%
HK$23,134
baseline
▲ 0.50% · 4.625%
HK$24,542
+HK$1,408/mo
Deposit HK$1.59M · loan HK$4.77M · min. income ≈ HK$46,268/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$171,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,218
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,867
−HK$659/mo
Today · 4.125%
HK$25,526
baseline
▲ 0.50% · 4.625%
HK$26,872
+HK$1,346/mo
Deposit HK$1.59M · loan HK$4.77M · min. income ≈ HK$51,052/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$171,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,220
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,943
−HK$733/mo
Today · 4.125%
HK$24,676
baseline
▲ 0.50% · 4.625%
HK$26,178
+HK$1,502/mo
Deposit HK$1.27M · loan HK$5.09M · min. income ≈ HK$49,352/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$171,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,832
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,525
−HK$703/mo
Today · 4.125%
HK$27,228
baseline
▲ 0.50% · 4.625%
HK$28,663
+HK$1,435/mo
Deposit HK$1.27M · loan HK$5.09M · min. income ≈ HK$54,456/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$171,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,672
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,439
−HK$780/mo
Today · 4.125%
HK$26,219
baseline
▲ 0.50% · 4.625%
HK$27,814
+HK$1,595/mo
Deposit HK$955K · loan HK$5.41M · min. income ≈ HK$52,438/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$171,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,447
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,183
−HK$747/mo
Today · 4.125%
HK$28,930
baseline
▲ 0.50% · 4.625%
HK$30,455
+HK$1,525/mo
Deposit HK$955K · loan HK$5.41M · min. income ≈ HK$57,860/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$171,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,123
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,935
−HK$826/mo
Today · 4.125%
HK$27,761
baseline
▲ 0.50% · 4.625%
HK$29,450
+HK$1,689/mo
Deposit HK$636K · loan HK$5.73M · min. income ≈ HK$55,522/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$171,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,061
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,841
−HK$791/mo
Today · 4.125%
HK$30,632
baseline
▲ 0.50% · 4.625%
HK$32,246
+HK$1,614/mo
Deposit HK$636K · loan HK$5.73M · min. income ≈ HK$61,264/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$171,452 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).