▼ 0.50% · 3.625%
HK$18,935
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$19,524
−HK$598/mo
Today · 4.125%
HK$20,122
baseline
▲ 0.50% · 4.625%
HK$21,347
+HK$1,225/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,244/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,065
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,630
−HK$573/mo
Today · 4.125%
HK$22,203
baseline
▲ 0.50% · 4.625%
HK$23,373
+HK$1,170/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,406/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,828
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,476
−HK$659/mo
Today · 4.125%
HK$22,135
baseline
▲ 0.50% · 4.625%
HK$23,481
+HK$1,346/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$44,270/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,171
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,793
−HK$630/mo
Today · 4.125%
HK$24,423
baseline
▲ 0.50% · 4.625%
HK$25,711
+HK$1,288/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$48,846/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,722
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,429
−HK$718/mo
Today · 4.125%
HK$24,147
baseline
▲ 0.50% · 4.625%
HK$25,616
+HK$1,469/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$48,294/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,278
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,956
−HK$688/mo
Today · 4.125%
HK$26,644
baseline
▲ 0.50% · 4.625%
HK$28,048
+HK$1,404/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$53,288/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,615
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,381
−HK$778/mo
Today · 4.125%
HK$26,159
baseline
▲ 0.50% · 4.625%
HK$27,751
+HK$1,592/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$52,318/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,384
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,119
−HK$745/mo
Today · 4.125%
HK$28,864
baseline
▲ 0.50% · 4.625%
HK$30,385
+HK$1,521/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$57,728/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,509
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,334
−HK$837/mo
Today · 4.125%
HK$28,171
baseline
▲ 0.50% · 4.625%
HK$29,885
+HK$1,714/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$56,342/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,491
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,282
−HK$802/mo
Today · 4.125%
HK$31,084
baseline
▲ 0.50% · 4.625%
HK$32,723
+HK$1,639/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$62,168/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,402
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,286
−HK$898/mo
Today · 4.125%
HK$30,184
baseline
▲ 0.50% · 4.625%
HK$32,020
+HK$1,836/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$60,368/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,597
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,445
−HK$860/mo
Today · 4.125%
HK$33,305
baseline
▲ 0.50% · 4.625%
HK$35,060
+HK$1,755/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$66,610/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,296
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,238
−HK$958/mo
Today · 4.125%
HK$32,196
baseline
▲ 0.50% · 4.625%
HK$34,155
+HK$1,959/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$64,392/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,704
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,608
−HK$917/mo
Today · 4.125%
HK$35,525
baseline
▲ 0.50% · 4.625%
HK$37,397
+HK$1,872/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$71,050/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,189
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,191
−HK$1,017/mo
Today · 4.125%
HK$34,208
baseline
▲ 0.50% · 4.625%
HK$36,289
+HK$2,081/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$68,416/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$249,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,810
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,771
−HK$974/mo
Today · 4.125%
HK$37,745
baseline
▲ 0.50% · 4.625%
HK$39,735
+HK$1,990/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$75,490/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$249,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,083
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,143
−HK$1,077/mo
Today · 4.125%
HK$36,220
baseline
▲ 0.50% · 4.625%
HK$38,424
+HK$2,204/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$72,440/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,917
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,934
−HK$1,031/mo
Today · 4.125%
HK$39,965
baseline
▲ 0.50% · 4.625%
HK$42,072
+HK$2,107/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$79,930/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,117 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).