12/F E
in KINGSWOOD VILLAS PHASE 7 KENSWOOD COURT BLOCK 14
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$421K, with repayments around HK$18,350/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$421K · loan HK$3.79M · min. income ≈ HK$36,700/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$41,509 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to LR-Ginza Station.
Family-friendly — 97 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 86 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- E
- Saleable Area
- 446 Saleable ft²
- Gross Area
- 581 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-06 | HK$5.34M | +90.6% 6.8y · 13.0%/yr |
| 2014-08-05 | HK$2.80M | +166.7% |
| 2006-06-10 | HK$1.05M | −59.3% |
| 1997-06-04 | HK$2.58M | +2.4% |
| 1997-05-19 | HK$2.52M | +78.7% |
| 1995-07-27 | HK$1.41M | — |