10/F H
in KINGSWOOD VILLAS PHASE 7 KENSWOOD COURT BLOCK 14
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$487K, with repayments around HK$21,249/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$487K · loan HK$4.38M · min. income ≈ HK$42,498/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$104,654 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to LR-Ginza Station.
Family-friendly — 97 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 86 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- H
- Saleable Area
- 550 Saleable ft²
- Gross Area
- 704 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-06-18 | HK$4.50M | −15.1% 3.6y · −4.0%/yr |
| 2020-11-30 | HK$5.30M | +225.2% 20.6y · 11.0%/yr |
| 2000-04-14 | HK$1.63M | −49.8% |
| 1997-07-30 | HK$3.25M | +139.0% |
| 1995-07-27 | HK$1.36M | — |