24/F A
in KINGSWOOD VILLAS PHASE 7 KENSWOOD COURT BLOCK 14
Yuen Long District · New Territories West
Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$556K, with repayments around HK$24,246/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$556K · loan HK$5.00M · min. income ≈ HK$48,492/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$125,069 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to LR-Ginza Station.
Family-friendly — 97 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 86 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- A
- Saleable Area
- 635 Saleable ft²
- Gross Area
- 820 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-14 | HK$4.90M | +2.1% 8.2y · 0.0%/yr |
| 2016-11-11 | HK$4.80M | +231.0% 7.8y · 30.0%/yr |
| 2009-01-29 | HK$1.45M | −4.6% |
| 2007-09-07 | HK$1.52M | −55.3% |
| 1998-06-18 | HK$3.40M | +0.0% |
| 1997-09-04 | HK$3.40M | +0.6% |
| 1997-04-25 | HK$3.38M | +106.1% |
| 1995-07-27 | HK$1.64M | — |