26/F E
in KINGSWOOD VILLAS PHASE 7 KENSWOOD COURT BLOCK 14
Yuen Long District · New Territories West
Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$436K, with repayments around HK$19,029/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$436K · loan HK$3.93M · min. income ≈ HK$38,058/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$65,439 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to LR-Ginza Station.
Family-friendly — 97 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 86 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- E
- Saleable Area
- 446 Saleable ft²
- Gross Area
- 581 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-12 | HK$5.77M | +41.4% 4.7y · 9.0%/yr |
| 2017-01-24 | HK$4.08M | +70.7% 4.4y · 16.0%/yr |
| 2012-09-10 | HK$2.39M | +83.8% |
| 1995-08-11 | HK$1.30M | — |