Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$400K, with repayments around HK$17,469/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$400K · loan HK$3.60M · min. income ≈ HK$34,938/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$1,092 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to LR-Ginza Station.
Family-friendly — 97 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 86 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- E
- Saleable Area
- 446 Saleable ft²
- Gross Area
- 581 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-07-19 | HK$4.06M | +57.4% 3.6y · 16.0%/yr |
| 2013-12-05 | HK$2.58M | +120.5% |
| 2009-12-03 | HK$1.17M | +12.5% |
| 2008-10-17 | HK$1.04M | +25.3% |
| 2002-10-26 | HK$830K | −8.8% |
| 2002-03-15 | HK$910K | +21.3% |
| 2000-03-25 | HK$750K | −72.0% |
| 1997-07-04 | HK$2.68M | +25.8% |
| 1997-03-05 | HK$2.13M | +56.6% |
| 1995-07-27 | HK$1.36M | — |