Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$523K, with repayments around HK$22,799/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$523K · loan HK$4.70M · min. income ≈ HK$45,598/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$117,608 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to LR-Ginza Station.
Family-friendly — 97 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 86 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 630 Saleable ft²
- Gross Area
- 811 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-03-02 | HK$6.10M | +17.3% 3.2y · 5.0%/yr |
| 2018-12-21 | HK$5.20M | +300.0% 14.6y · 21.0%/yr |
| 2004-05-04 | HK$1.30M | +13.0% |
| 2004-03-10 | HK$1.15M | −36.1% |
| 2000-01-25 | HK$1.80M | −29.1% |
| 1997-01-10 | HK$2.54M | +13.9% |
| 1996-12-02 | HK$2.23M | +36.0% |
| 1995-09-20 | HK$1.64M | — |