▼ 0.50% · 3.625%
HK$21,553
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,224
−HK$681/mo
Today · 4.125%
HK$22,905
baseline
▲ 0.50% · 4.625%
HK$24,298
+HK$1,393/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,810/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,978
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,621
−HK$652/mo
Today · 4.125%
HK$25,273
baseline
▲ 0.50% · 4.625%
HK$26,605
+HK$1,332/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,546/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,709
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,446
−HK$749/mo
Today · 4.125%
HK$25,195
baseline
▲ 0.50% · 4.625%
HK$26,728
+HK$1,533/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$50,390/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,375
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,083
−HK$717/mo
Today · 4.125%
HK$27,800
baseline
▲ 0.50% · 4.625%
HK$29,266
+HK$1,466/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$55,600/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,864
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,668
−HK$818/mo
Today · 4.125%
HK$27,486
baseline
▲ 0.50% · 4.625%
HK$29,158
+HK$1,672/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,972/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,773
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,545
−HK$783/mo
Today · 4.125%
HK$30,328
baseline
▲ 0.50% · 4.625%
HK$31,926
+HK$1,598/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,656/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,019
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,891
−HK$885/mo
Today · 4.125%
HK$29,776
baseline
▲ 0.50% · 4.625%
HK$31,588
+HK$1,812/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$59,552/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$315,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,171
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,007
−HK$848/mo
Today · 4.125%
HK$32,855
baseline
▲ 0.50% · 4.625%
HK$34,587
+HK$1,732/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$65,710/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$315,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,174
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,113
−HK$954/mo
Today · 4.125%
HK$32,067
baseline
▲ 0.50% · 4.625%
HK$34,018
+HK$1,951/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,134/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,569
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,469
−HK$913/mo
Today · 4.125%
HK$35,382
baseline
▲ 0.50% · 4.625%
HK$37,247
+HK$1,865/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,764/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,330
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,335
−HK$1,022/mo
Today · 4.125%
HK$34,357
baseline
▲ 0.50% · 4.625%
HK$36,448
+HK$2,091/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$68,714/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,967
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,931
−HK$979/mo
Today · 4.125%
HK$37,910
baseline
▲ 0.50% · 4.625%
HK$39,908
+HK$1,998/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$75,820/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,485
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,558
−HK$1,090/mo
Today · 4.125%
HK$36,648
baseline
▲ 0.50% · 4.625%
HK$38,878
+HK$2,230/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$73,296/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,364
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,393
−HK$1,044/mo
Today · 4.125%
HK$40,437
baseline
▲ 0.50% · 4.625%
HK$42,569
+HK$2,132/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$80,874/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,640
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,780
−HK$1,158/mo
Today · 4.125%
HK$38,938
baseline
▲ 0.50% · 4.625%
HK$41,307
+HK$2,369/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$77,876/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,762
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,855
−HK$1,109/mo
Today · 4.125%
HK$42,964
baseline
▲ 0.50% · 4.625%
HK$45,229
+HK$2,265/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$85,928/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,796
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$40,003
−HK$1,226/mo
Today · 4.125%
HK$41,229
baseline
▲ 0.50% · 4.625%
HK$43,737
+HK$2,508/mo
Deposit HK$945K · loan HK$8.51M · min. income ≈ HK$82,458/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,160
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,317
−HK$1,175/mo
Today · 4.125%
HK$45,492
baseline
▲ 0.50% · 4.625%
HK$47,890
+HK$2,398/mo
Deposit HK$945K · loan HK$8.51M · min. income ≈ HK$90,984/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,209 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).