▼ 0.50% · 3.625%
HK$21,704
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,380
−HK$686/mo
Today · 4.125%
HK$23,066
baseline
▲ 0.50% · 4.625%
HK$24,469
+HK$1,403/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,132/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,146
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,794
−HK$657/mo
Today · 4.125%
HK$25,451
baseline
▲ 0.50% · 4.625%
HK$26,792
+HK$1,341/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,902/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,875
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,618
−HK$754/mo
Today · 4.125%
HK$25,372
baseline
▲ 0.50% · 4.625%
HK$26,916
+HK$1,544/mo
Deposit HK$4.28M · loan HK$5.24M · min. income ≈ HK$50,744/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$321,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,561
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,273
−HK$723/mo
Today · 4.125%
HK$27,996
baseline
▲ 0.50% · 4.625%
HK$29,471
+HK$1,475/mo
Deposit HK$4.28M · loan HK$5.24M · min. income ≈ HK$55,992/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$321,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,045
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,855
−HK$824/mo
Today · 4.125%
HK$27,679
baseline
▲ 0.50% · 4.625%
HK$29,363
+HK$1,684/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,358/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,975
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,752
−HK$789/mo
Today · 4.125%
HK$30,541
baseline
▲ 0.50% · 4.625%
HK$32,150
+HK$1,609/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,082/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,216
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,093
−HK$892/mo
Today · 4.125%
HK$29,985
baseline
▲ 0.50% · 4.625%
HK$31,810
+HK$1,825/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$59,970/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,390
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,232
−HK$854/mo
Today · 4.125%
HK$33,086
baseline
▲ 0.50% · 4.625%
HK$34,830
+HK$1,744/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$66,172/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,386
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,331
−HK$961/mo
Today · 4.125%
HK$32,292
baseline
▲ 0.50% · 4.625%
HK$34,257
+HK$1,965/mo
Deposit HK$2.86M · loan HK$6.66M · min. income ≈ HK$64,584/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,804
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,711
−HK$920/mo
Today · 4.125%
HK$35,631
baseline
▲ 0.50% · 4.625%
HK$37,509
+HK$1,878/mo
Deposit HK$2.86M · loan HK$6.66M · min. income ≈ HK$71,262/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,557
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,569
−HK$1,029/mo
Today · 4.125%
HK$34,598
baseline
▲ 0.50% · 4.625%
HK$36,703
+HK$2,105/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,196/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,219
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,190
−HK$986/mo
Today · 4.125%
HK$38,176
baseline
▲ 0.50% · 4.625%
HK$40,188
+HK$2,012/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,352/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,727
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,807
−HK$1,098/mo
Today · 4.125%
HK$36,905
baseline
▲ 0.50% · 4.625%
HK$39,150
+HK$2,245/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$73,810/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$321,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,634
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,670
−HK$1,051/mo
Today · 4.125%
HK$40,721
baseline
▲ 0.50% · 4.625%
HK$42,867
+HK$2,146/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$81,442/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$321,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,898
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,045
−HK$1,166/mo
Today · 4.125%
HK$39,211
baseline
▲ 0.50% · 4.625%
HK$41,597
+HK$2,386/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$78,422/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,048
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,149
−HK$1,117/mo
Today · 4.125%
HK$43,266
baseline
▲ 0.50% · 4.625%
HK$45,546
+HK$2,280/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$86,532/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,068
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,283
−HK$1,235/mo
Today · 4.125%
HK$41,518
baseline
▲ 0.50% · 4.625%
HK$44,044
+HK$2,526/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$83,036/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,463
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,628
−HK$1,183/mo
Today · 4.125%
HK$45,811
baseline
▲ 0.50% · 4.625%
HK$48,226
+HK$2,415/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$91,622/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,843 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).