▼ 0.50% · 3.625%
HK$19,739
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,353
−HK$624/mo
Today · 4.125%
HK$20,977
baseline
▲ 0.50% · 4.625%
HK$22,253
+HK$1,276/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$41,954/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,960
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,549
−HK$597/mo
Today · 4.125%
HK$23,146
baseline
▲ 0.50% · 4.625%
HK$24,366
+HK$1,220/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,292/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,713
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,388
−HK$687/mo
Today · 4.125%
HK$23,075
baseline
▲ 0.50% · 4.625%
HK$24,479
+HK$1,404/mo
Deposit HK$3.90M · loan HK$4.76M · min. income ≈ HK$46,150/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,156
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,803
−HK$658/mo
Today · 4.125%
HK$25,461
baseline
▲ 0.50% · 4.625%
HK$26,803
+HK$1,342/mo
Deposit HK$3.90M · loan HK$4.76M · min. income ≈ HK$50,922/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,687
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,424
−HK$748/mo
Today · 4.125%
HK$25,172
baseline
▲ 0.50% · 4.625%
HK$26,704
+HK$1,532/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$50,344/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,351
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,058
−HK$717/mo
Today · 4.125%
HK$27,775
baseline
▲ 0.50% · 4.625%
HK$29,239
+HK$1,464/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$55,550/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,661
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,459
−HK$811/mo
Today · 4.125%
HK$27,270
baseline
▲ 0.50% · 4.625%
HK$28,929
+HK$1,659/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$54,540/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,547
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,313
−HK$777/mo
Today · 4.125%
HK$30,090
baseline
▲ 0.50% · 4.625%
HK$31,676
+HK$1,586/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$60,180/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,635
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,494
−HK$874/mo
Today · 4.125%
HK$29,368
baseline
▲ 0.50% · 4.625%
HK$31,155
+HK$1,787/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$58,736/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,743
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,568
−HK$836/mo
Today · 4.125%
HK$32,404
baseline
▲ 0.50% · 4.625%
HK$34,112
+HK$1,708/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$64,808/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,609
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,530
−HK$935/mo
Today · 4.125%
HK$31,465
baseline
▲ 0.50% · 4.625%
HK$33,380
+HK$1,915/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$62,930/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,939
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,823
−HK$896/mo
Today · 4.125%
HK$34,719
baseline
▲ 0.50% · 4.625%
HK$36,549
+HK$1,830/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$69,438/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,583
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,565
−HK$998/mo
Today · 4.125%
HK$33,563
baseline
▲ 0.50% · 4.625%
HK$35,605
+HK$2,042/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$67,126/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,135
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,078
−HK$956/mo
Today · 4.125%
HK$37,034
baseline
▲ 0.50% · 4.625%
HK$38,986
+HK$1,952/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$74,068/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,556
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,600
−HK$1,061/mo
Today · 4.125%
HK$35,661
baseline
▲ 0.50% · 4.625%
HK$37,831
+HK$2,170/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$71,322/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,331
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,332
−HK$1,016/mo
Today · 4.125%
HK$39,348
baseline
▲ 0.50% · 4.625%
HK$41,422
+HK$2,074/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$78,696/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,530
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,636
−HK$1,122/mo
Today · 4.125%
HK$37,758
baseline
▲ 0.50% · 4.625%
HK$40,056
+HK$2,298/mo
Deposit HK$866K · loan HK$7.79M · min. income ≈ HK$75,516/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,527
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,587
−HK$1,076/mo
Today · 4.125%
HK$41,663
baseline
▲ 0.50% · 4.625%
HK$43,859
+HK$2,196/mo
Deposit HK$866K · loan HK$7.79M · min. income ≈ HK$83,326/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,696 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).