▼ 0.50% · 3.625%
HK$21,188
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,847
−HK$670/mo
Today · 4.125%
HK$22,517
baseline
▲ 0.50% · 4.625%
HK$23,887
+HK$1,370/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,034/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,572
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,204
−HK$641/mo
Today · 4.125%
HK$24,845
baseline
▲ 0.50% · 4.625%
HK$26,155
+HK$1,310/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,690/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,307
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,032
−HK$737/mo
Today · 4.125%
HK$24,769
baseline
▲ 0.50% · 4.625%
HK$26,276
+HK$1,507/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,538/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,929
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,624
−HK$706/mo
Today · 4.125%
HK$27,330
baseline
▲ 0.50% · 4.625%
HK$28,770
+HK$1,440/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,660/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,426
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,217
−HK$803/mo
Today · 4.125%
HK$27,020
baseline
▲ 0.50% · 4.625%
HK$28,664
+HK$1,644/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,040/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,286
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,045
−HK$769/mo
Today · 4.125%
HK$29,814
baseline
▲ 0.50% · 4.625%
HK$31,386
+HK$1,572/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,628/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,545
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,401
−HK$871/mo
Today · 4.125%
HK$29,272
baseline
▲ 0.50% · 4.625%
HK$31,053
+HK$1,781/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$58,544/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,643
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,465
−HK$834/mo
Today · 4.125%
HK$32,299
baseline
▲ 0.50% · 4.625%
HK$34,001
+HK$1,702/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$64,598/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,664
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,586
−HK$938/mo
Today · 4.125%
HK$31,524
baseline
▲ 0.50% · 4.625%
HK$33,442
+HK$1,918/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$63,048/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,000
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,885
−HK$898/mo
Today · 4.125%
HK$34,783
baseline
▲ 0.50% · 4.625%
HK$36,617
+HK$1,834/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$69,566/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,782
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,771
−HK$1,004/mo
Today · 4.125%
HK$33,775
baseline
▲ 0.50% · 4.625%
HK$35,831
+HK$2,056/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$67,550/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,358
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,306
−HK$962/mo
Today · 4.125%
HK$37,268
baseline
▲ 0.50% · 4.625%
HK$39,232
+HK$1,964/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$74,536/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,901
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,956
−HK$1,071/mo
Today · 4.125%
HK$36,027
baseline
▲ 0.50% · 4.625%
HK$38,219
+HK$2,192/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$72,054/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,715
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,726
−HK$1,026/mo
Today · 4.125%
HK$39,752
baseline
▲ 0.50% · 4.625%
HK$41,848
+HK$2,096/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$79,504/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,020
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,140
−HK$1,139/mo
Today · 4.125%
HK$38,279
baseline
▲ 0.50% · 4.625%
HK$40,608
+HK$2,329/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$76,558/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,072
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,147
−HK$1,090/mo
Today · 4.125%
HK$42,237
baseline
▲ 0.50% · 4.625%
HK$44,463
+HK$2,226/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$84,474/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,139
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,325
−HK$1,205/mo
Today · 4.125%
HK$40,530
baseline
▲ 0.50% · 4.625%
HK$42,997
+HK$2,467/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$81,060/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,429
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,567
−HK$1,154/mo
Today · 4.125%
HK$44,721
baseline
▲ 0.50% · 4.625%
HK$47,079
+HK$2,358/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$89,442/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,204 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).