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Crescira AVM · estimated value Medium confidence
HK$21.53M
≈ HK$19,684 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.46M, with repayments around HK$73,055/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$68,744
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$70,882
−HK$2,173/mo
Today · 4.125%
HK$73,055
baseline
▲ 0.50% · 4.625%
HK$77,500
+HK$4,445/mo

Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,110/mo (50% DSR)

Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,391 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
A
Saleable Area
1,094 ft²
District
Yuen Long District · New Territories West
School net (POA)
74

Transaction History

Date Price Gain / loss
2026-06-29 HK$23.04M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yuen Long (Light Rail)
≈ 1 min walk · 76 m
Education
26
schools within 1 km (16 within 500 m)
Daily convenience
44
within 1 km (21 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
31
parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Yuen Long Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 26 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 31 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com