▼ 0.50% · 3.625%
HK$20,083
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,708
−HK$635/mo
Today · 4.125%
HK$21,343
baseline
▲ 0.50% · 4.625%
HK$22,641
+HK$1,298/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,686/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,342
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,942
−HK$607/mo
Today · 4.125%
HK$23,549
baseline
▲ 0.50% · 4.625%
HK$24,791
+HK$1,242/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,098/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,091
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,779
−HK$698/mo
Today · 4.125%
HK$23,477
baseline
▲ 0.50% · 4.625%
HK$24,905
+HK$1,428/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,954/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,577
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,236
−HK$668/mo
Today · 4.125%
HK$25,904
baseline
▲ 0.50% · 4.625%
HK$27,270
+HK$1,366/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,808/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,100
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,849
−HK$762/mo
Today · 4.125%
HK$25,611
baseline
▲ 0.50% · 4.625%
HK$27,169
+HK$1,558/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,222/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,811
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,530
−HK$729/mo
Today · 4.125%
HK$28,259
baseline
▲ 0.50% · 4.625%
HK$29,749
+HK$1,490/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,518/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,108
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,920
−HK$825/mo
Today · 4.125%
HK$27,745
baseline
▲ 0.50% · 4.625%
HK$29,434
+HK$1,689/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,490/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,045
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,824
−HK$790/mo
Today · 4.125%
HK$30,614
baseline
▲ 0.50% · 4.625%
HK$32,228
+HK$1,614/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,228/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,116
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$28,991
−HK$889/mo
Today · 4.125%
HK$29,880
baseline
▲ 0.50% · 4.625%
HK$31,698
+HK$1,818/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$59,760/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,279
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,118
−HK$851/mo
Today · 4.125%
HK$32,969
baseline
▲ 0.50% · 4.625%
HK$34,707
+HK$1,738/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$65,938/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,125
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,062
−HK$952/mo
Today · 4.125%
HK$32,014
baseline
▲ 0.50% · 4.625%
HK$33,962
+HK$1,948/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$64,028/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,514
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,412
−HK$912/mo
Today · 4.125%
HK$35,324
baseline
▲ 0.50% · 4.625%
HK$37,186
+HK$1,862/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$70,648/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,133
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,133
−HK$1,015/mo
Today · 4.125%
HK$34,148
baseline
▲ 0.50% · 4.625%
HK$36,226
+HK$2,078/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$68,296/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,748
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,706
−HK$973/mo
Today · 4.125%
HK$37,679
baseline
▲ 0.50% · 4.625%
HK$39,665
+HK$1,986/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$75,358/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,141
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,203
−HK$1,079/mo
Today · 4.125%
HK$36,282
baseline
▲ 0.50% · 4.625%
HK$38,490
+HK$2,208/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$72,564/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,982
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,001
−HK$1,033/mo
Today · 4.125%
HK$40,034
baseline
▲ 0.50% · 4.625%
HK$42,144
+HK$2,110/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$80,068/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,150
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,274
−HK$1,143/mo
Today · 4.125%
HK$38,417
baseline
▲ 0.50% · 4.625%
HK$40,754
+HK$2,337/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$76,834/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,216
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,295
−HK$1,094/mo
Today · 4.125%
HK$42,389
baseline
▲ 0.50% · 4.625%
HK$44,623
+HK$2,234/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$84,778/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,223 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).