▼ 0.50% · 3.625%
HK$16,514
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,027
−HK$522/mo
Today · 4.125%
HK$17,549
baseline
▲ 0.50% · 4.625%
HK$18,617
+HK$1,068/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,098/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,371
−HK$993/mo
▼ 0.25% · 3.875%
HK$18,864
−HK$500/mo
Today · 4.125%
HK$19,364
baseline
▲ 0.50% · 4.625%
HK$20,384
+HK$1,020/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,728/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,165
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,730
−HK$574/mo
Today · 4.125%
HK$19,304
baseline
▲ 0.50% · 4.625%
HK$20,479
+HK$1,175/mo
Deposit HK$3.26M · loan HK$3.98M · min. income ≈ HK$38,608/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,208
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,750
−HK$550/mo
Today · 4.125%
HK$21,300
baseline
▲ 0.50% · 4.625%
HK$22,423
+HK$1,123/mo
Deposit HK$3.26M · loan HK$3.98M · min. income ≈ HK$42,600/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,816
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,433
−HK$626/mo
Today · 4.125%
HK$21,059
baseline
▲ 0.50% · 4.625%
HK$22,340
+HK$1,281/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,118/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,045
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,637
−HK$599/mo
Today · 4.125%
HK$23,236
baseline
▲ 0.50% · 4.625%
HK$24,461
+HK$1,225/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,472/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,468
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$22,135
−HK$679/mo
Today · 4.125%
HK$22,814
baseline
▲ 0.50% · 4.625%
HK$24,202
+HK$1,388/mo
Deposit HK$2.53M · loan HK$4.71M · min. income ≈ HK$45,628/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,882
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,523
−HK$650/mo
Today · 4.125%
HK$25,173
baseline
▲ 0.50% · 4.625%
HK$26,500
+HK$1,327/mo
Deposit HK$2.53M · loan HK$4.71M · min. income ≈ HK$50,346/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,119
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,838
−HK$731/mo
Today · 4.125%
HK$24,569
baseline
▲ 0.50% · 4.625%
HK$26,064
+HK$1,495/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$49,138/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,720
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,409
−HK$700/mo
Today · 4.125%
HK$27,109
baseline
▲ 0.50% · 4.625%
HK$28,538
+HK$1,429/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$54,218/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,770
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,541
−HK$783/mo
Today · 4.125%
HK$26,324
baseline
▲ 0.50% · 4.625%
HK$27,925
+HK$1,601/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$52,648/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,557
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,296
−HK$750/mo
Today · 4.125%
HK$29,046
baseline
▲ 0.50% · 4.625%
HK$30,577
+HK$1,531/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$58,092/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,422
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,244
−HK$835/mo
Today · 4.125%
HK$28,079
baseline
▲ 0.50% · 4.625%
HK$29,787
+HK$1,708/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$56,158/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,394
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,182
−HK$800/mo
Today · 4.125%
HK$30,982
baseline
▲ 0.50% · 4.625%
HK$32,615
+HK$1,633/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$61,964/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,073
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,946
−HK$887/mo
Today · 4.125%
HK$29,833
baseline
▲ 0.50% · 4.625%
HK$31,649
+HK$1,816/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$59,666/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,231
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,069
−HK$849/mo
Today · 4.125%
HK$32,918
baseline
▲ 0.50% · 4.625%
HK$34,653
+HK$1,735/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$65,836/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,724
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,649
−HK$939/mo
Today · 4.125%
HK$31,588
baseline
▲ 0.50% · 4.625%
HK$33,510
+HK$1,922/mo
Deposit HK$724K · loan HK$6.52M · min. income ≈ HK$63,176/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$217,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,068
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,955
−HK$900/mo
Today · 4.125%
HK$34,855
baseline
▲ 0.50% · 4.625%
HK$36,692
+HK$1,837/mo
Deposit HK$724K · loan HK$6.52M · min. income ≈ HK$69,710/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$217,260 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).