▼ 0.50% · 3.625%
HK$16,728
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$17,248
−HK$529/mo
Today · 4.125%
HK$17,777
baseline
▲ 0.50% · 4.625%
HK$18,858
+HK$1,081/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,554/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,609
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$19,108
−HK$507/mo
Today · 4.125%
HK$19,615
baseline
▲ 0.50% · 4.625%
HK$20,649
+HK$1,034/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,230/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,400
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$18,973
−HK$581/mo
Today · 4.125%
HK$19,554
baseline
▲ 0.50% · 4.625%
HK$20,744
+HK$1,190/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$39,108/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$220,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,470
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,019
−HK$557/mo
Today · 4.125%
HK$21,576
baseline
▲ 0.50% · 4.625%
HK$22,714
+HK$1,138/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$43,152/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$220,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,073
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,698
−HK$634/mo
Today · 4.125%
HK$21,332
baseline
▲ 0.50% · 4.625%
HK$22,630
+HK$1,298/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$42,664/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$220,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,331
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,930
−HK$608/mo
Today · 4.125%
HK$23,538
baseline
▲ 0.50% · 4.625%
HK$24,778
+HK$1,240/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$47,076/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$220,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,746
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,422
−HK$688/mo
Today · 4.125%
HK$23,110
baseline
▲ 0.50% · 4.625%
HK$24,516
+HK$1,406/mo
Deposit HK$2.57M · loan HK$4.77M · min. income ≈ HK$46,220/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$220,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,192
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,841
−HK$658/mo
Today · 4.125%
HK$25,499
baseline
▲ 0.50% · 4.625%
HK$26,843
+HK$1,344/mo
Deposit HK$2.57M · loan HK$4.77M · min. income ≈ HK$50,998/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$220,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,419
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,147
−HK$740/mo
Today · 4.125%
HK$24,887
baseline
▲ 0.50% · 4.625%
HK$26,402
+HK$1,515/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$49,774/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,053
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,752
−HK$709/mo
Today · 4.125%
HK$27,461
baseline
▲ 0.50% · 4.625%
HK$28,908
+HK$1,447/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$54,922/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,092
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,872
−HK$793/mo
Today · 4.125%
HK$26,665
baseline
▲ 0.50% · 4.625%
HK$28,287
+HK$1,622/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$53,330/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$220,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,914
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,663
−HK$759/mo
Today · 4.125%
HK$29,422
baseline
▲ 0.50% · 4.625%
HK$30,973
+HK$1,551/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$58,844/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$220,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,764
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,597
−HK$846/mo
Today · 4.125%
HK$28,443
baseline
▲ 0.50% · 4.625%
HK$30,173
+HK$1,730/mo
Deposit HK$1.47M · loan HK$5.87M · min. income ≈ HK$56,886/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,775
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,574
−HK$810/mo
Today · 4.125%
HK$31,384
baseline
▲ 0.50% · 4.625%
HK$33,038
+HK$1,654/mo
Deposit HK$1.47M · loan HK$5.87M · min. income ≈ HK$62,768/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,437
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,322
−HK$898/mo
Today · 4.125%
HK$30,220
baseline
▲ 0.50% · 4.625%
HK$32,059
+HK$1,839/mo
Deposit HK$1.10M · loan HK$6.24M · min. income ≈ HK$60,440/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,636
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,484
−HK$861/mo
Today · 4.125%
HK$33,345
baseline
▲ 0.50% · 4.625%
HK$35,103
+HK$1,758/mo
Deposit HK$1.10M · loan HK$6.24M · min. income ≈ HK$66,690/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,110
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,046
−HK$952/mo
Today · 4.125%
HK$31,998
baseline
▲ 0.50% · 4.625%
HK$33,945
+HK$1,947/mo
Deposit HK$734K · loan HK$6.60M · min. income ≈ HK$63,996/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$220,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,497
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,395
−HK$912/mo
Today · 4.125%
HK$35,307
baseline
▲ 0.50% · 4.625%
HK$37,168
+HK$1,861/mo
Deposit HK$734K · loan HK$6.60M · min. income ≈ HK$70,614/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$220,077 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).