▼ 0.50% · 3.625%
HK$16,709
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$17,229
−HK$528/mo
Today · 4.125%
HK$17,757
baseline
▲ 0.50% · 4.625%
HK$18,837
+HK$1,080/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,514/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,588
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$19,087
−HK$506/mo
Today · 4.125%
HK$19,593
baseline
▲ 0.50% · 4.625%
HK$20,625
+HK$1,032/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,186/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,380
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,951
−HK$581/mo
Today · 4.125%
HK$19,532
baseline
▲ 0.50% · 4.625%
HK$20,721
+HK$1,189/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$39,064/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,447
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$20,996
−HK$556/mo
Today · 4.125%
HK$21,552
baseline
▲ 0.50% · 4.625%
HK$22,688
+HK$1,136/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$43,104/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,051
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,674
−HK$634/mo
Today · 4.125%
HK$21,308
baseline
▲ 0.50% · 4.625%
HK$22,604
+HK$1,296/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$42,616/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,306
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,904
−HK$607/mo
Today · 4.125%
HK$23,511
baseline
▲ 0.50% · 4.625%
HK$24,750
+HK$1,239/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$47,022/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,721
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,397
−HK$687/mo
Today · 4.125%
HK$23,084
baseline
▲ 0.50% · 4.625%
HK$24,488
+HK$1,404/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$46,168/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,165
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,813
−HK$657/mo
Today · 4.125%
HK$25,470
baseline
▲ 0.50% · 4.625%
HK$26,813
+HK$1,343/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$50,940/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,392
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,120
−HK$739/mo
Today · 4.125%
HK$24,859
baseline
▲ 0.50% · 4.625%
HK$26,372
+HK$1,513/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$49,718/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,024
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,722
−HK$708/mo
Today · 4.125%
HK$27,430
baseline
▲ 0.50% · 4.625%
HK$28,876
+HK$1,446/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$54,860/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,063
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,843
−HK$792/mo
Today · 4.125%
HK$26,635
baseline
▲ 0.50% · 4.625%
HK$28,256
+HK$1,621/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$53,270/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,883
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,630
−HK$759/mo
Today · 4.125%
HK$29,389
baseline
▲ 0.50% · 4.625%
HK$30,938
+HK$1,549/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$58,778/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,734
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,566
−HK$845/mo
Today · 4.125%
HK$28,411
baseline
▲ 0.50% · 4.625%
HK$30,139
+HK$1,728/mo
Deposit HK$1.47M · loan HK$5.86M · min. income ≈ HK$56,822/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$219,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,741
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,539
−HK$809/mo
Today · 4.125%
HK$31,348
baseline
▲ 0.50% · 4.625%
HK$33,001
+HK$1,653/mo
Deposit HK$1.47M · loan HK$5.86M · min. income ≈ HK$62,696/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$219,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,405
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,289
−HK$897/mo
Today · 4.125%
HK$30,186
baseline
▲ 0.50% · 4.625%
HK$32,023
+HK$1,837/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$60,372/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,600
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,448
−HK$859/mo
Today · 4.125%
HK$33,307
baseline
▲ 0.50% · 4.625%
HK$35,063
+HK$1,756/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$66,614/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,076
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,011
−HK$951/mo
Today · 4.125%
HK$31,962
baseline
▲ 0.50% · 4.625%
HK$33,907
+HK$1,945/mo
Deposit HK$733K · loan HK$6.59M · min. income ≈ HK$63,924/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,459
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,356
−HK$911/mo
Today · 4.125%
HK$35,267
baseline
▲ 0.50% · 4.625%
HK$37,126
+HK$1,859/mo
Deposit HK$733K · loan HK$6.59M · min. income ≈ HK$70,534/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,828 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).