▼ 0.50% · 3.625%
HK$16,881
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$17,406
−HK$534/mo
Today · 4.125%
HK$17,940
baseline
▲ 0.50% · 4.625%
HK$19,032
+HK$1,092/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$35,880/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$222,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,780
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,284
−HK$511/mo
Today · 4.125%
HK$19,795
baseline
▲ 0.50% · 4.625%
HK$20,838
+HK$1,043/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$39,590/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$222,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,569
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,147
−HK$587/mo
Today · 4.125%
HK$19,734
baseline
▲ 0.50% · 4.625%
HK$20,935
+HK$1,201/mo
Deposit HK$3.33M · loan HK$4.07M · min. income ≈ HK$39,468/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$222,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,658
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,212
−HK$562/mo
Today · 4.125%
HK$21,774
baseline
▲ 0.50% · 4.625%
HK$22,922
+HK$1,148/mo
Deposit HK$3.33M · loan HK$4.07M · min. income ≈ HK$43,548/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$222,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,258
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,888
−HK$640/mo
Today · 4.125%
HK$21,528
baseline
▲ 0.50% · 4.625%
HK$22,838
+HK$1,310/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$43,056/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$222,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,536
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,141
−HK$613/mo
Today · 4.125%
HK$23,754
baseline
▲ 0.50% · 4.625%
HK$25,006
+HK$1,252/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$47,508/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$222,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,946
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,628
−HK$694/mo
Today · 4.125%
HK$23,322
baseline
▲ 0.50% · 4.625%
HK$24,741
+HK$1,419/mo
Deposit HK$2.59M · loan HK$4.81M · min. income ≈ HK$46,644/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$222,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,414
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,069
−HK$664/mo
Today · 4.125%
HK$25,733
baseline
▲ 0.50% · 4.625%
HK$27,090
+HK$1,357/mo
Deposit HK$2.59M · loan HK$4.81M · min. income ≈ HK$51,466/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$222,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,634
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,369
−HK$747/mo
Today · 4.125%
HK$25,116
baseline
▲ 0.50% · 4.625%
HK$26,644
+HK$1,528/mo
Deposit HK$2.22M · loan HK$5.18M · min. income ≈ HK$50,232/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$222,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,292
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$26,998
−HK$715/mo
Today · 4.125%
HK$27,713
baseline
▲ 0.50% · 4.625%
HK$29,174
+HK$1,461/mo
Deposit HK$2.22M · loan HK$5.18M · min. income ≈ HK$55,426/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$222,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,322
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,110
−HK$800/mo
Today · 4.125%
HK$26,910
baseline
▲ 0.50% · 4.625%
HK$28,547
+HK$1,637/mo
Deposit HK$1.85M · loan HK$5.55M · min. income ≈ HK$53,820/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$222,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,170
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,926
−HK$766/mo
Today · 4.125%
HK$29,692
baseline
▲ 0.50% · 4.625%
HK$31,258
+HK$1,566/mo
Deposit HK$1.85M · loan HK$5.55M · min. income ≈ HK$59,384/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$222,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,010
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,850
−HK$854/mo
Today · 4.125%
HK$28,704
baseline
▲ 0.50% · 4.625%
HK$30,450
+HK$1,746/mo
Deposit HK$1.48M · loan HK$5.92M · min. income ≈ HK$57,408/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$222,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,048
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,854
−HK$818/mo
Today · 4.125%
HK$31,672
baseline
▲ 0.50% · 4.625%
HK$33,341
+HK$1,669/mo
Deposit HK$1.48M · loan HK$5.92M · min. income ≈ HK$63,344/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$222,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,698
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,591
−HK$907/mo
Today · 4.125%
HK$30,498
baseline
▲ 0.50% · 4.625%
HK$32,354
+HK$1,856/mo
Deposit HK$1.11M · loan HK$6.29M · min. income ≈ HK$60,996/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$222,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,927
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,783
−HK$868/mo
Today · 4.125%
HK$33,651
baseline
▲ 0.50% · 4.625%
HK$35,425
+HK$1,774/mo
Deposit HK$1.11M · loan HK$6.29M · min. income ≈ HK$67,302/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$222,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,386
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,332
−HK$960/mo
Today · 4.125%
HK$32,292
baseline
▲ 0.50% · 4.625%
HK$34,257
+HK$1,965/mo
Deposit HK$740K · loan HK$6.66M · min. income ≈ HK$64,584/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$222,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,805
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,711
−HK$920/mo
Today · 4.125%
HK$35,631
baseline
▲ 0.50% · 4.625%
HK$37,509
+HK$1,878/mo
Deposit HK$740K · loan HK$6.66M · min. income ≈ HK$71,262/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$222,098 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).