▼ 0.50% · 3.625%
HK$14,850
−HK$932/mo
▼ 0.25% · 3.875%
HK$15,312
−HK$470/mo
Today · 4.125%
HK$15,782
baseline
▲ 0.50% · 4.625%
HK$16,742
+HK$960/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$31,564/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$186,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,521
−HK$893/mo
▼ 0.25% · 3.875%
HK$16,964
−HK$450/mo
Today · 4.125%
HK$17,414
baseline
▲ 0.50% · 4.625%
HK$18,331
+HK$917/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$34,828/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$186,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,336
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$16,844
−HK$516/mo
Today · 4.125%
HK$17,360
baseline
▲ 0.50% · 4.625%
HK$18,416
+HK$1,056/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$34,720/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$186,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,173
−HK$982/mo
▼ 0.25% · 3.875%
HK$18,660
−HK$495/mo
Today · 4.125%
HK$19,155
baseline
▲ 0.50% · 4.625%
HK$20,165
+HK$1,010/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$38,310/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$186,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,821
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,375
−HK$563/mo
Today · 4.125%
HK$18,938
baseline
▲ 0.50% · 4.625%
HK$20,090
+HK$1,152/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$37,876/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,825
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,357
−HK$539/mo
Today · 4.125%
HK$20,896
baseline
▲ 0.50% · 4.625%
HK$21,998
+HK$1,102/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$41,792/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,306
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,906
−HK$610/mo
Today · 4.125%
HK$20,516
baseline
▲ 0.50% · 4.625%
HK$21,765
+HK$1,249/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$41,032/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$186,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,477
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,053
−HK$585/mo
Today · 4.125%
HK$22,638
baseline
▲ 0.50% · 4.625%
HK$23,831
+HK$1,193/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$45,276/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$186,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,791
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,437
−HK$657/mo
Today · 4.125%
HK$22,094
baseline
▲ 0.50% · 4.625%
HK$23,439
+HK$1,345/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$44,188/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,129
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,750
−HK$629/mo
Today · 4.125%
HK$24,379
baseline
▲ 0.50% · 4.625%
HK$25,664
+HK$1,285/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$48,758/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,276
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,969
−HK$704/mo
Today · 4.125%
HK$23,673
baseline
▲ 0.50% · 4.625%
HK$25,113
+HK$1,440/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$47,346/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$186,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,781
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,446
−HK$674/mo
Today · 4.125%
HK$26,120
baseline
▲ 0.50% · 4.625%
HK$27,497
+HK$1,377/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$52,240/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$186,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,761
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,500
−HK$751/mo
Today · 4.125%
HK$25,251
baseline
▲ 0.50% · 4.625%
HK$26,787
+HK$1,536/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$50,502/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$186,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,434
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,143
−HK$719/mo
Today · 4.125%
HK$27,862
baseline
▲ 0.50% · 4.625%
HK$29,330
+HK$1,468/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$55,724/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$186,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,246
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,031
−HK$798/mo
Today · 4.125%
HK$26,829
baseline
▲ 0.50% · 4.625%
HK$28,461
+HK$1,632/mo
Deposit HK$977K · loan HK$5.54M · min. income ≈ HK$53,658/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$186,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,086
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,839
−HK$764/mo
Today · 4.125%
HK$29,603
baseline
▲ 0.50% · 4.625%
HK$31,163
+HK$1,560/mo
Deposit HK$977K · loan HK$5.54M · min. income ≈ HK$59,206/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$186,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,731
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,562
−HK$845/mo
Today · 4.125%
HK$28,407
baseline
▲ 0.50% · 4.625%
HK$30,136
+HK$1,729/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$56,814/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$186,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,738
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,535
−HK$809/mo
Today · 4.125%
HK$31,344
baseline
▲ 0.50% · 4.625%
HK$32,997
+HK$1,653/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$62,688/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$186,263 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).