▼ 0.50% · 3.625%
HK$21,177
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,836
−HK$669/mo
Today · 4.125%
HK$22,505
baseline
▲ 0.50% · 4.625%
HK$23,874
+HK$1,369/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$45,010/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,559
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,191
−HK$641/mo
Today · 4.125%
HK$24,832
baseline
▲ 0.50% · 4.625%
HK$26,141
+HK$1,309/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,664/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,295
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,019
−HK$736/mo
Today · 4.125%
HK$24,755
baseline
▲ 0.50% · 4.625%
HK$26,262
+HK$1,507/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,510/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$298,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,915
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,610
−HK$705/mo
Today · 4.125%
HK$27,315
baseline
▲ 0.50% · 4.625%
HK$28,755
+HK$1,440/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,630/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$298,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,412
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,203
−HK$803/mo
Today · 4.125%
HK$27,006
baseline
▲ 0.50% · 4.625%
HK$28,649
+HK$1,643/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$54,012/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,271
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,029
−HK$769/mo
Today · 4.125%
HK$29,798
baseline
▲ 0.50% · 4.625%
HK$31,369
+HK$1,571/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$59,596/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,530
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,386
−HK$870/mo
Today · 4.125%
HK$29,256
baseline
▲ 0.50% · 4.625%
HK$31,037
+HK$1,781/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$58,512/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,627
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,448
−HK$834/mo
Today · 4.125%
HK$32,282
baseline
▲ 0.50% · 4.625%
HK$33,983
+HK$1,701/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$64,564/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,648
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,570
−HK$937/mo
Today · 4.125%
HK$31,507
baseline
▲ 0.50% · 4.625%
HK$33,424
+HK$1,917/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$63,014/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,983
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,867
−HK$898/mo
Today · 4.125%
HK$34,765
baseline
▲ 0.50% · 4.625%
HK$36,597
+HK$1,832/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$69,530/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,765
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,754
−HK$1,003/mo
Today · 4.125%
HK$33,757
baseline
▲ 0.50% · 4.625%
HK$35,812
+HK$2,055/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$67,514/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,339
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,287
−HK$961/mo
Today · 4.125%
HK$37,248
baseline
▲ 0.50% · 4.625%
HK$39,211
+HK$1,963/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$74,496/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,883
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,937
−HK$1,071/mo
Today · 4.125%
HK$36,008
baseline
▲ 0.50% · 4.625%
HK$38,199
+HK$2,191/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$72,016/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$298,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,695
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,706
−HK$1,025/mo
Today · 4.125%
HK$39,731
baseline
▲ 0.50% · 4.625%
HK$41,826
+HK$2,095/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$79,462/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$298,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,001
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,121
−HK$1,137/mo
Today · 4.125%
HK$38,258
baseline
▲ 0.50% · 4.625%
HK$40,586
+HK$2,328/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$76,516/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,051
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,125
−HK$1,089/mo
Today · 4.125%
HK$42,214
baseline
▲ 0.50% · 4.625%
HK$44,440
+HK$2,226/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$84,428/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,119
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,304
−HK$1,205/mo
Today · 4.125%
HK$40,509
baseline
▲ 0.50% · 4.625%
HK$42,974
+HK$2,465/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$81,018/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,407
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,544
−HK$1,154/mo
Today · 4.125%
HK$44,698
baseline
▲ 0.50% · 4.625%
HK$47,054
+HK$2,356/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$89,396/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,712 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).