▼ 0.50% · 3.625%
HK$22,663
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,368
−HK$716/mo
Today · 4.125%
HK$24,084
baseline
▲ 0.50% · 4.625%
HK$25,550
+HK$1,466/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,168/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,212
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,889
−HK$686/mo
Today · 4.125%
HK$26,575
baseline
▲ 0.50% · 4.625%
HK$27,975
+HK$1,400/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,150/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,929
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,705
−HK$788/mo
Today · 4.125%
HK$26,493
baseline
▲ 0.50% · 4.625%
HK$28,105
+HK$1,612/mo
Deposit HK$4.47M · loan HK$5.47M · min. income ≈ HK$52,986/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$363,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,734
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,478
−HK$754/mo
Today · 4.125%
HK$29,232
baseline
▲ 0.50% · 4.625%
HK$30,773
+HK$1,541/mo
Deposit HK$4.47M · loan HK$5.47M · min. income ≈ HK$58,464/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$363,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,196
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,042
−HK$859/mo
Today · 4.125%
HK$28,901
baseline
▲ 0.50% · 4.625%
HK$30,660
+HK$1,759/mo
Deposit HK$3.98M · loan HK$5.96M · min. income ≈ HK$57,802/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,255
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,066
−HK$824/mo
Today · 4.125%
HK$31,890
baseline
▲ 0.50% · 4.625%
HK$33,570
+HK$1,680/mo
Deposit HK$3.98M · loan HK$5.96M · min. income ≈ HK$63,780/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,462
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,378
−HK$932/mo
Today · 4.125%
HK$31,310
baseline
▲ 0.50% · 4.625%
HK$33,215
+HK$1,905/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$62,620/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$363,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,776
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,655
−HK$892/mo
Today · 4.125%
HK$34,547
baseline
▲ 0.50% · 4.625%
HK$36,368
+HK$1,821/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$69,094/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$363,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,728
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,715
−HK$1,003/mo
Today · 4.125%
HK$33,718
baseline
▲ 0.50% · 4.625%
HK$35,770
+HK$2,052/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,436/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$363,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,297
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,244
−HK$960/mo
Today · 4.125%
HK$37,204
baseline
▲ 0.50% · 4.625%
HK$39,166
+HK$1,962/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,408/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$363,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,995
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,052
−HK$1,074/mo
Today · 4.125%
HK$36,126
baseline
▲ 0.50% · 4.625%
HK$38,325
+HK$2,199/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$72,252/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$363,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,819
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,833
−HK$1,029/mo
Today · 4.125%
HK$39,862
baseline
▲ 0.50% · 4.625%
HK$41,963
+HK$2,101/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$79,724/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$363,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,261
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,389
−HK$1,146/mo
Today · 4.125%
HK$38,535
baseline
▲ 0.50% · 4.625%
HK$40,880
+HK$2,345/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$77,070/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$363,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,340
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,422
−HK$1,097/mo
Today · 4.125%
HK$42,519
baseline
▲ 0.50% · 4.625%
HK$44,761
+HK$2,242/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$85,038/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$363,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,527
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,726
−HK$1,217/mo
Today · 4.125%
HK$40,943
baseline
▲ 0.50% · 4.625%
HK$43,435
+HK$2,492/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$81,886/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$363,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,861
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,011
−HK$1,166/mo
Today · 4.125%
HK$45,177
baseline
▲ 0.50% · 4.625%
HK$47,558
+HK$2,381/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$90,354/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$363,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,794
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,062
−HK$1,290/mo
Today · 4.125%
HK$43,352
baseline
▲ 0.50% · 4.625%
HK$45,990
+HK$2,638/mo
Deposit HK$994K · loan HK$8.94M · min. income ≈ HK$86,704/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,382
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,600
−HK$1,234/mo
Today · 4.125%
HK$47,834
baseline
▲ 0.50% · 4.625%
HK$50,356
+HK$2,522/mo
Deposit HK$994K · loan HK$8.94M · min. income ≈ HK$95,668/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,884 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).