▼ 0.50% · 3.625%
HK$21,115
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,772
−HK$667/mo
Today · 4.125%
HK$22,439
baseline
▲ 0.50% · 4.625%
HK$23,804
+HK$1,365/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,878/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$295,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,490
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,120
−HK$639/mo
Today · 4.125%
HK$24,759
baseline
▲ 0.50% · 4.625%
HK$26,064
+HK$1,305/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,518/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$295,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,226
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,949
−HK$734/mo
Today · 4.125%
HK$24,683
baseline
▲ 0.50% · 4.625%
HK$26,185
+HK$1,502/mo
Deposit HK$4.17M · loan HK$5.09M · min. income ≈ HK$49,366/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,839
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,532
−HK$703/mo
Today · 4.125%
HK$27,235
baseline
▲ 0.50% · 4.625%
HK$28,671
+HK$1,436/mo
Deposit HK$4.17M · loan HK$5.09M · min. income ≈ HK$54,470/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,338
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,126
−HK$801/mo
Today · 4.125%
HK$26,927
baseline
▲ 0.50% · 4.625%
HK$28,565
+HK$1,638/mo
Deposit HK$3.70M · loan HK$5.56M · min. income ≈ HK$53,854/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,188
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,944
−HK$767/mo
Today · 4.125%
HK$29,711
baseline
▲ 0.50% · 4.625%
HK$31,277
+HK$1,566/mo
Deposit HK$3.70M · loan HK$5.56M · min. income ≈ HK$59,422/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,449
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,303
−HK$868/mo
Today · 4.125%
HK$29,171
baseline
▲ 0.50% · 4.625%
HK$30,946
+HK$1,775/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,342/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$295,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,537
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,356
−HK$831/mo
Today · 4.125%
HK$32,187
baseline
▲ 0.50% · 4.625%
HK$33,884
+HK$1,697/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,374/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$295,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,561
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,481
−HK$934/mo
Today · 4.125%
HK$31,415
baseline
▲ 0.50% · 4.625%
HK$33,326
+HK$1,911/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$62,830/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,886
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,768
−HK$895/mo
Today · 4.125%
HK$34,663
baseline
▲ 0.50% · 4.625%
HK$36,490
+HK$1,827/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$69,326/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,672
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,658
−HK$1,001/mo
Today · 4.125%
HK$33,659
baseline
▲ 0.50% · 4.625%
HK$35,707
+HK$2,048/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$67,318/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,235
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,180
−HK$959/mo
Today · 4.125%
HK$37,139
baseline
▲ 0.50% · 4.625%
HK$39,097
+HK$1,958/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$74,278/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,784
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,835
−HK$1,068/mo
Today · 4.125%
HK$35,903
baseline
▲ 0.50% · 4.625%
HK$38,087
+HK$2,184/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$71,806/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,584
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,592
−HK$1,023/mo
Today · 4.125%
HK$39,615
baseline
▲ 0.50% · 4.625%
HK$41,703
+HK$2,088/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$79,230/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,895
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,012
−HK$1,134/mo
Today · 4.125%
HK$38,146
baseline
▲ 0.50% · 4.625%
HK$40,468
+HK$2,322/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$76,292/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,933
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,004
−HK$1,087/mo
Today · 4.125%
HK$42,091
baseline
▲ 0.50% · 4.625%
HK$44,310
+HK$2,219/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$84,182/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,007
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,189
−HK$1,201/mo
Today · 4.125%
HK$40,390
baseline
▲ 0.50% · 4.625%
HK$42,848
+HK$2,458/mo
Deposit HK$926K · loan HK$8.33M · min. income ≈ HK$80,780/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,282
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,416
−HK$1,151/mo
Today · 4.125%
HK$44,567
baseline
▲ 0.50% · 4.625%
HK$46,916
+HK$2,349/mo
Deposit HK$926K · loan HK$8.33M · min. income ≈ HK$89,134/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,993 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).