▼ 0.50% · 3.625%
HK$17,484
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$18,028
−HK$553/mo
Today · 4.125%
HK$18,581
baseline
▲ 0.50% · 4.625%
HK$19,711
+HK$1,130/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$37,162/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$230,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,451
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$19,973
−HK$529/mo
Today · 4.125%
HK$20,502
baseline
▲ 0.50% · 4.625%
HK$21,582
+HK$1,080/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$41,004/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$230,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,233
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,831
−HK$608/mo
Today · 4.125%
HK$20,439
baseline
▲ 0.50% · 4.625%
HK$21,682
+HK$1,243/mo
Deposit HK$3.45M · loan HK$4.22M · min. income ≈ HK$40,878/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$230,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,396
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,970
−HK$582/mo
Today · 4.125%
HK$22,552
baseline
▲ 0.50% · 4.625%
HK$23,741
+HK$1,189/mo
Deposit HK$3.45M · loan HK$4.22M · min. income ≈ HK$45,104/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$230,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,981
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,634
−HK$663/mo
Today · 4.125%
HK$22,297
baseline
▲ 0.50% · 4.625%
HK$23,653
+HK$1,356/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$44,594/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,341
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,967
−HK$635/mo
Today · 4.125%
HK$24,602
baseline
▲ 0.50% · 4.625%
HK$25,899
+HK$1,297/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$49,204/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,729
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,436
−HK$719/mo
Today · 4.125%
HK$24,155
baseline
▲ 0.50% · 4.625%
HK$25,624
+HK$1,469/mo
Deposit HK$2.68M · loan HK$4.98M · min. income ≈ HK$48,310/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$230,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,286
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,964
−HK$688/mo
Today · 4.125%
HK$26,652
baseline
▲ 0.50% · 4.625%
HK$28,057
+HK$1,405/mo
Deposit HK$2.68M · loan HK$4.98M · min. income ≈ HK$53,304/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$230,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,478
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,239
−HK$774/mo
Today · 4.125%
HK$26,013
baseline
▲ 0.50% · 4.625%
HK$27,596
+HK$1,583/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$52,026/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,231
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,962
−HK$741/mo
Today · 4.125%
HK$28,703
baseline
▲ 0.50% · 4.625%
HK$30,215
+HK$1,512/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$57,406/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,226
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,042
−HK$829/mo
Today · 4.125%
HK$27,871
baseline
▲ 0.50% · 4.625%
HK$29,567
+HK$1,696/mo
Deposit HK$1.92M · loan HK$5.75M · min. income ≈ HK$55,742/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,176
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,959
−HK$794/mo
Today · 4.125%
HK$30,753
baseline
▲ 0.50% · 4.625%
HK$32,374
+HK$1,621/mo
Deposit HK$1.92M · loan HK$5.75M · min. income ≈ HK$61,506/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,975
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,845
−HK$884/mo
Today · 4.125%
HK$29,729
baseline
▲ 0.50% · 4.625%
HK$31,538
+HK$1,809/mo
Deposit HK$1.53M · loan HK$6.13M · min. income ≈ HK$59,458/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$230,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,122
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,956
−HK$847/mo
Today · 4.125%
HK$32,803
baseline
▲ 0.50% · 4.625%
HK$34,532
+HK$1,729/mo
Deposit HK$1.53M · loan HK$6.13M · min. income ≈ HK$65,606/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$230,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,723
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,648
−HK$939/mo
Today · 4.125%
HK$31,587
baseline
▲ 0.50% · 4.625%
HK$33,509
+HK$1,922/mo
Deposit HK$1.15M · loan HK$6.52M · min. income ≈ HK$63,174/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,067
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,953
−HK$900/mo
Today · 4.125%
HK$34,853
baseline
▲ 0.50% · 4.625%
HK$36,690
+HK$1,837/mo
Deposit HK$1.15M · loan HK$6.52M · min. income ≈ HK$69,706/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,471
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,450
−HK$995/mo
Today · 4.125%
HK$33,445
baseline
▲ 0.50% · 4.625%
HK$35,480
+HK$2,035/mo
Deposit HK$767K · loan HK$6.90M · min. income ≈ HK$66,890/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$230,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,012
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,951
−HK$952/mo
Today · 4.125%
HK$36,903
baseline
▲ 0.50% · 4.625%
HK$38,848
+HK$1,945/mo
Deposit HK$767K · loan HK$6.90M · min. income ≈ HK$73,806/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$230,029 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).