▼ 0.50% · 3.625%
HK$20,756
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,401
−HK$656/mo
Today · 4.125%
HK$22,057
baseline
▲ 0.50% · 4.625%
HK$23,399
+HK$1,342/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,114/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,090
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,710
−HK$628/mo
Today · 4.125%
HK$24,338
baseline
▲ 0.50% · 4.625%
HK$25,621
+HK$1,283/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,676/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,831
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,541
−HK$722/mo
Today · 4.125%
HK$24,263
baseline
▲ 0.50% · 4.625%
HK$25,739
+HK$1,476/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$48,526/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,399
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,081
−HK$691/mo
Today · 4.125%
HK$26,772
baseline
▲ 0.50% · 4.625%
HK$28,183
+HK$1,411/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$53,544/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,907
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,681
−HK$788/mo
Today · 4.125%
HK$26,469
baseline
▲ 0.50% · 4.625%
HK$28,079
+HK$1,610/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,938/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,708
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,452
−HK$753/mo
Today · 4.125%
HK$29,205
baseline
▲ 0.50% · 4.625%
HK$30,745
+HK$1,540/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,410/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,982
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,822
−HK$852/mo
Today · 4.125%
HK$28,674
baseline
▲ 0.50% · 4.625%
HK$30,419
+HK$1,745/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$57,348/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,017
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,822
−HK$817/mo
Today · 4.125%
HK$31,639
baseline
▲ 0.50% · 4.625%
HK$33,307
+HK$1,668/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$63,278/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,058
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,962
−HK$918/mo
Today · 4.125%
HK$30,880
baseline
▲ 0.50% · 4.625%
HK$32,759
+HK$1,879/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,760/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,326
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,193
−HK$880/mo
Today · 4.125%
HK$34,073
baseline
▲ 0.50% · 4.625%
HK$35,869
+HK$1,796/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,146/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,133
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,102
−HK$984/mo
Today · 4.125%
HK$33,086
baseline
▲ 0.50% · 4.625%
HK$35,099
+HK$2,013/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$66,172/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,636
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,564
−HK$943/mo
Today · 4.125%
HK$36,507
baseline
▲ 0.50% · 4.625%
HK$38,431
+HK$1,924/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$73,014/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,209
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,242
−HK$1,049/mo
Today · 4.125%
HK$35,291
baseline
▲ 0.50% · 4.625%
HK$37,439
+HK$2,148/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$70,582/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,945
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,935
−HK$1,006/mo
Today · 4.125%
HK$38,941
baseline
▲ 0.50% · 4.625%
HK$40,993
+HK$2,052/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$77,882/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,284
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,382
−HK$1,115/mo
Today · 4.125%
HK$37,497
baseline
▲ 0.50% · 4.625%
HK$39,779
+HK$2,282/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$74,994/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,254
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,306
−HK$1,068/mo
Today · 4.125%
HK$41,374
baseline
▲ 0.50% · 4.625%
HK$43,555
+HK$2,181/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$82,748/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,360
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,522
−HK$1,181/mo
Today · 4.125%
HK$39,703
baseline
▲ 0.50% · 4.625%
HK$42,119
+HK$2,416/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$79,406/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,563
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,677
−HK$1,131/mo
Today · 4.125%
HK$43,808
baseline
▲ 0.50% · 4.625%
HK$46,117
+HK$2,309/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$87,616/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,229 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).