▼ 0.50% · 3.625%
HK$21,430
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,096
−HK$678/mo
Today · 4.125%
HK$22,774
baseline
▲ 0.50% · 4.625%
HK$24,159
+HK$1,385/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,548/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,840
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,480
−HK$648/mo
Today · 4.125%
HK$25,128
baseline
▲ 0.50% · 4.625%
HK$26,453
+HK$1,325/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,256/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,573
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,306
−HK$745/mo
Today · 4.125%
HK$25,051
baseline
▲ 0.50% · 4.625%
HK$26,575
+HK$1,524/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,102/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,224
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,928
−HK$713/mo
Today · 4.125%
HK$27,641
baseline
▲ 0.50% · 4.625%
HK$29,098
+HK$1,457/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,282/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,716
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,516
−HK$812/mo
Today · 4.125%
HK$27,328
baseline
▲ 0.50% · 4.625%
HK$28,991
+HK$1,663/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,656/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,609
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,376
−HK$778/mo
Today · 4.125%
HK$30,154
baseline
▲ 0.50% · 4.625%
HK$31,744
+HK$1,590/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,308/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,859
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,725
−HK$881/mo
Today · 4.125%
HK$29,606
baseline
▲ 0.50% · 4.625%
HK$31,407
+HK$1,801/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,212/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,993
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,824
−HK$843/mo
Today · 4.125%
HK$32,667
baseline
▲ 0.50% · 4.625%
HK$34,389
+HK$1,722/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,334/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,002
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,935
−HK$948/mo
Today · 4.125%
HK$31,883
baseline
▲ 0.50% · 4.625%
HK$33,823
+HK$1,940/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,766/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,377
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,272
−HK$908/mo
Today · 4.125%
HK$35,180
baseline
▲ 0.50% · 4.625%
HK$37,034
+HK$1,854/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,360/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,145
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,145
−HK$1,015/mo
Today · 4.125%
HK$34,160
baseline
▲ 0.50% · 4.625%
HK$36,239
+HK$2,079/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,320/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,761
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,720
−HK$973/mo
Today · 4.125%
HK$37,693
baseline
▲ 0.50% · 4.625%
HK$39,680
+HK$1,987/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,386/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,288
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,354
−HK$1,084/mo
Today · 4.125%
HK$36,438
baseline
▲ 0.50% · 4.625%
HK$38,655
+HK$2,217/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,876/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,145
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,168
−HK$1,038/mo
Today · 4.125%
HK$40,206
baseline
▲ 0.50% · 4.625%
HK$42,325
+HK$2,119/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,412/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,431
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,564
−HK$1,151/mo
Today · 4.125%
HK$38,715
baseline
▲ 0.50% · 4.625%
HK$41,071
+HK$2,356/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$77,430/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,529
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,616
−HK$1,102/mo
Today · 4.125%
HK$42,718
baseline
▲ 0.50% · 4.625%
HK$44,970
+HK$2,252/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$85,436/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,574
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,774
−HK$1,219/mo
Today · 4.125%
HK$40,993
baseline
▲ 0.50% · 4.625%
HK$43,487
+HK$2,494/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$81,986/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,913
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,064
−HK$1,167/mo
Today · 4.125%
HK$45,231
baseline
▲ 0.50% · 4.625%
HK$47,615
+HK$2,384/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$90,462/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,798 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).