▼ 0.50% · 3.625%
HK$20,247
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,877
−HK$640/mo
Today · 4.125%
HK$21,517
baseline
▲ 0.50% · 4.625%
HK$22,826
+HK$1,309/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,034/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,525
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,129
−HK$613/mo
Today · 4.125%
HK$23,742
baseline
▲ 0.50% · 4.625%
HK$24,993
+HK$1,251/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,484/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,272
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,965
−HK$703/mo
Today · 4.125%
HK$23,668
baseline
▲ 0.50% · 4.625%
HK$25,109
+HK$1,441/mo
Deposit HK$4.00M · loan HK$4.88M · min. income ≈ HK$47,336/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,777
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,442
−HK$674/mo
Today · 4.125%
HK$26,116
baseline
▲ 0.50% · 4.625%
HK$27,492
+HK$1,376/mo
Deposit HK$4.00M · loan HK$4.88M · min. income ≈ HK$52,232/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,296
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,052
−HK$768/mo
Today · 4.125%
HK$25,820
baseline
▲ 0.50% · 4.625%
HK$27,391
+HK$1,571/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$51,640/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,030
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,755
−HK$735/mo
Today · 4.125%
HK$28,490
baseline
▲ 0.50% · 4.625%
HK$29,992
+HK$1,502/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$56,980/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,321
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,140
−HK$832/mo
Today · 4.125%
HK$27,972
baseline
▲ 0.50% · 4.625%
HK$29,674
+HK$1,702/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$55,944/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,282
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,067
−HK$797/mo
Today · 4.125%
HK$30,864
baseline
▲ 0.50% · 4.625%
HK$32,491
+HK$1,627/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$61,728/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,346
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,228
−HK$895/mo
Today · 4.125%
HK$30,123
baseline
▲ 0.50% · 4.625%
HK$31,956
+HK$1,833/mo
Deposit HK$2.66M · loan HK$6.22M · min. income ≈ HK$60,246/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,535
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,380
−HK$858/mo
Today · 4.125%
HK$33,238
baseline
▲ 0.50% · 4.625%
HK$34,990
+HK$1,752/mo
Deposit HK$2.66M · loan HK$6.22M · min. income ≈ HK$66,476/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,371
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,315
−HK$960/mo
Today · 4.125%
HK$32,275
baseline
▲ 0.50% · 4.625%
HK$34,239
+HK$1,964/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$64,550/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,787
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,693
−HK$919/mo
Today · 4.125%
HK$35,612
baseline
▲ 0.50% · 4.625%
HK$37,490
+HK$1,878/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$71,224/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,395
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,403
−HK$1,024/mo
Today · 4.125%
HK$34,427
baseline
▲ 0.50% · 4.625%
HK$36,522
+HK$2,095/mo
Deposit HK$1.78M · loan HK$7.10M · min. income ≈ HK$68,854/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,039
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,006
−HK$981/mo
Today · 4.125%
HK$37,987
baseline
▲ 0.50% · 4.625%
HK$39,989
+HK$2,002/mo
Deposit HK$1.78M · loan HK$7.10M · min. income ≈ HK$75,974/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,420
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,491
−HK$1,087/mo
Today · 4.125%
HK$36,578
baseline
▲ 0.50% · 4.625%
HK$38,804
+HK$2,226/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$73,156/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,292
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,319
−HK$1,042/mo
Today · 4.125%
HK$40,361
baseline
▲ 0.50% · 4.625%
HK$42,488
+HK$2,127/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$80,722/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,445
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,578
−HK$1,152/mo
Today · 4.125%
HK$38,730
baseline
▲ 0.50% · 4.625%
HK$41,087
+HK$2,357/mo
Deposit HK$888K · loan HK$7.99M · min. income ≈ HK$77,460/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,544
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,632
−HK$1,103/mo
Today · 4.125%
HK$42,735
baseline
▲ 0.50% · 4.625%
HK$44,988
+HK$2,253/mo
Deposit HK$888K · loan HK$7.99M · min. income ≈ HK$85,470/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,379 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).