▼ 0.50% · 3.625%
HK$19,309
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,909
−HK$611/mo
Today · 4.125%
HK$20,520
baseline
▲ 0.50% · 4.625%
HK$21,768
+HK$1,248/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$41,040/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,481
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,057
−HK$584/mo
Today · 4.125%
HK$22,641
baseline
▲ 0.50% · 4.625%
HK$23,835
+HK$1,194/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,282/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,240
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,900
−HK$671/mo
Today · 4.125%
HK$22,571
baseline
▲ 0.50% · 4.625%
HK$23,945
+HK$1,374/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$45,142/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$254,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,629
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,263
−HK$642/mo
Today · 4.125%
HK$24,905
baseline
▲ 0.50% · 4.625%
HK$26,218
+HK$1,313/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$49,810/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$254,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,170
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,891
−HK$732/mo
Today · 4.125%
HK$24,623
baseline
▲ 0.50% · 4.625%
HK$26,122
+HK$1,499/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$49,246/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,777
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,468
−HK$702/mo
Today · 4.125%
HK$27,170
baseline
▲ 0.50% · 4.625%
HK$28,602
+HK$1,432/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$54,340/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,101
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,882
−HK$793/mo
Today · 4.125%
HK$26,675
baseline
▲ 0.50% · 4.625%
HK$28,299
+HK$1,624/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$53,350/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,925
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,674
−HK$760/mo
Today · 4.125%
HK$29,434
baseline
▲ 0.50% · 4.625%
HK$30,985
+HK$1,551/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$58,868/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,032
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,873
−HK$854/mo
Today · 4.125%
HK$28,727
baseline
▲ 0.50% · 4.625%
HK$30,475
+HK$1,748/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$57,454/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$254,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,073
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,880
−HK$818/mo
Today · 4.125%
HK$31,698
baseline
▲ 0.50% · 4.625%
HK$33,369
+HK$1,671/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$63,396/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$254,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,963
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,864
−HK$915/mo
Today · 4.125%
HK$30,779
baseline
▲ 0.50% · 4.625%
HK$32,652
+HK$1,873/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$61,558/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,221
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,085
−HK$877/mo
Today · 4.125%
HK$33,962
baseline
▲ 0.50% · 4.625%
HK$35,752
+HK$1,790/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$67,924/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,894
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,855
−HK$976/mo
Today · 4.125%
HK$32,831
baseline
▲ 0.50% · 4.625%
HK$34,829
+HK$1,998/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$65,662/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,369
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,291
−HK$935/mo
Today · 4.125%
HK$36,226
baseline
▲ 0.50% · 4.625%
HK$38,136
+HK$1,910/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$72,452/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,825
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,846
−HK$1,037/mo
Today · 4.125%
HK$34,883
baseline
▲ 0.50% · 4.625%
HK$37,006
+HK$2,123/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$69,766/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$254,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,517
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,497
−HK$993/mo
Today · 4.125%
HK$38,490
baseline
▲ 0.50% · 4.625%
HK$40,519
+HK$2,029/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$76,980/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$254,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,756
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,837
−HK$1,098/mo
Today · 4.125%
HK$36,935
baseline
▲ 0.50% · 4.625%
HK$39,183
+HK$2,248/mo
Deposit HK$847K · loan HK$7.62M · min. income ≈ HK$73,870/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,665
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,702
−HK$1,052/mo
Today · 4.125%
HK$40,754
baseline
▲ 0.50% · 4.625%
HK$42,903
+HK$2,149/mo
Deposit HK$847K · loan HK$7.62M · min. income ≈ HK$81,508/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,034 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).