▼ 0.50% · 3.625%
HK$17,734
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,285
−HK$561/mo
Today · 4.125%
HK$18,846
baseline
▲ 0.50% · 4.625%
HK$19,993
+HK$1,147/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,692/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,729
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,258
−HK$537/mo
Today · 4.125%
HK$20,795
baseline
▲ 0.50% · 4.625%
HK$21,891
+HK$1,096/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,590/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,507
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,114
−HK$616/mo
Today · 4.125%
HK$20,730
baseline
▲ 0.50% · 4.625%
HK$21,992
+HK$1,262/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,460/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,702
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,284
−HK$590/mo
Today · 4.125%
HK$22,874
baseline
▲ 0.50% · 4.625%
HK$24,080
+HK$1,206/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,748/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,281
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,942
−HK$673/mo
Today · 4.125%
HK$22,615
baseline
▲ 0.50% · 4.625%
HK$23,991
+HK$1,376/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,230/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,674
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,309
−HK$644/mo
Today · 4.125%
HK$24,953
baseline
▲ 0.50% · 4.625%
HK$26,269
+HK$1,316/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,906/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,054
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,771
−HK$729/mo
Today · 4.125%
HK$24,500
baseline
▲ 0.50% · 4.625%
HK$25,990
+HK$1,490/mo
Deposit HK$2.72M · loan HK$5.06M · min. income ≈ HK$49,000/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,647
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,335
−HK$698/mo
Today · 4.125%
HK$27,033
baseline
▲ 0.50% · 4.625%
HK$28,458
+HK$1,425/mo
Deposit HK$2.72M · loan HK$5.06M · min. income ≈ HK$54,066/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,827
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,600
−HK$784/mo
Today · 4.125%
HK$26,384
baseline
▲ 0.50% · 4.625%
HK$27,990
+HK$1,606/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$52,768/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,620
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,361
−HK$751/mo
Today · 4.125%
HK$29,112
baseline
▲ 0.50% · 4.625%
HK$30,647
+HK$1,535/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$58,224/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,601
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,428
−HK$841/mo
Today · 4.125%
HK$28,269
baseline
▲ 0.50% · 4.625%
HK$29,989
+HK$1,720/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$56,538/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,593
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,387
−HK$805/mo
Today · 4.125%
HK$31,192
baseline
▲ 0.50% · 4.625%
HK$32,836
+HK$1,644/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$62,384/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,374
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,257
−HK$896/mo
Today · 4.125%
HK$30,153
baseline
▲ 0.50% · 4.625%
HK$31,988
+HK$1,835/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$60,306/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,566
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,412
−HK$859/mo
Today · 4.125%
HK$33,271
baseline
▲ 0.50% · 4.625%
HK$35,025
+HK$1,754/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$66,542/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,147
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,085
−HK$953/mo
Today · 4.125%
HK$32,038
baseline
▲ 0.50% · 4.625%
HK$33,987
+HK$1,949/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$64,076/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,539
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,438
−HK$913/mo
Today · 4.125%
HK$35,351
baseline
▲ 0.50% · 4.625%
HK$37,214
+HK$1,863/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$70,702/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,921
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,914
−HK$1,009/mo
Today · 4.125%
HK$33,923
baseline
▲ 0.50% · 4.625%
HK$35,987
+HK$2,064/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$67,846/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,512
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,464
−HK$966/mo
Today · 4.125%
HK$37,430
baseline
▲ 0.50% · 4.625%
HK$39,403
+HK$1,973/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$74,860/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,314 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).