▼ 0.50% · 3.625%
HK$21,292
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,954
−HK$673/mo
Today · 4.125%
HK$22,627
baseline
▲ 0.50% · 4.625%
HK$24,004
+HK$1,377/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,254/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,687
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,323
−HK$644/mo
Today · 4.125%
HK$24,967
baseline
▲ 0.50% · 4.625%
HK$26,283
+HK$1,316/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,934/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,421
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,150
−HK$740/mo
Today · 4.125%
HK$24,890
baseline
▲ 0.50% · 4.625%
HK$26,405
+HK$1,515/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$49,780/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$303,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,056
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,755
−HK$709/mo
Today · 4.125%
HK$27,464
baseline
▲ 0.50% · 4.625%
HK$28,911
+HK$1,447/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$54,928/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$303,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,551
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,345
−HK$808/mo
Today · 4.125%
HK$27,153
baseline
▲ 0.50% · 4.625%
HK$28,805
+HK$1,652/mo
Deposit HK$3.74M · loan HK$5.60M · min. income ≈ HK$54,306/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,425
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,187
−HK$774/mo
Today · 4.125%
HK$29,961
baseline
▲ 0.50% · 4.625%
HK$31,540
+HK$1,579/mo
Deposit HK$3.74M · loan HK$5.60M · min. income ≈ HK$59,922/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,680
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,541
−HK$875/mo
Today · 4.125%
HK$29,416
baseline
▲ 0.50% · 4.625%
HK$31,205
+HK$1,789/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,832/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,794
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,619
−HK$838/mo
Today · 4.125%
HK$32,457
baseline
▲ 0.50% · 4.625%
HK$34,168
+HK$1,711/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,914/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,809
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,736
−HK$942/mo
Today · 4.125%
HK$31,678
baseline
▲ 0.50% · 4.625%
HK$33,606
+HK$1,928/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,356/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$303,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,162
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,052
−HK$902/mo
Today · 4.125%
HK$34,954
baseline
▲ 0.50% · 4.625%
HK$36,796
+HK$1,842/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,908/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$303,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,938
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,932
−HK$1,009/mo
Today · 4.125%
HK$33,941
baseline
▲ 0.50% · 4.625%
HK$36,006
+HK$2,065/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,882/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,531
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,484
−HK$967/mo
Today · 4.125%
HK$37,451
baseline
▲ 0.50% · 4.625%
HK$39,425
+HK$1,974/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,902/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,067
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,127
−HK$1,077/mo
Today · 4.125%
HK$36,204
baseline
▲ 0.50% · 4.625%
HK$38,407
+HK$2,203/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$72,408/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,900
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,916
−HK$1,031/mo
Today · 4.125%
HK$39,947
baseline
▲ 0.50% · 4.625%
HK$42,053
+HK$2,106/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$79,894/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,197
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,323
−HK$1,144/mo
Today · 4.125%
HK$38,467
baseline
▲ 0.50% · 4.625%
HK$40,807
+HK$2,340/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$76,934/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,268
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,348
−HK$1,096/mo
Today · 4.125%
HK$42,444
baseline
▲ 0.50% · 4.625%
HK$44,681
+HK$2,237/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$84,888/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,326
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,518
−HK$1,211/mo
Today · 4.125%
HK$40,729
baseline
▲ 0.50% · 4.625%
HK$43,208
+HK$2,479/mo
Deposit HK$934K · loan HK$8.40M · min. income ≈ HK$81,458/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,637
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,781
−HK$1,160/mo
Today · 4.125%
HK$44,941
baseline
▲ 0.50% · 4.625%
HK$47,310
+HK$2,369/mo
Deposit HK$934K · loan HK$8.40M · min. income ≈ HK$89,882/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,763 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).