▼ 0.50% · 3.625%
HK$21,266
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,928
−HK$672/mo
Today · 4.125%
HK$22,600
baseline
▲ 0.50% · 4.625%
HK$23,975
+HK$1,375/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,200/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$302,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,658
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,293
−HK$643/mo
Today · 4.125%
HK$24,936
baseline
▲ 0.50% · 4.625%
HK$26,251
+HK$1,315/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,872/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$302,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,393
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,120
−HK$740/mo
Today · 4.125%
HK$24,860
baseline
▲ 0.50% · 4.625%
HK$26,372
+HK$1,512/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$49,720/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,024
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,722
−HK$708/mo
Today · 4.125%
HK$27,430
baseline
▲ 0.50% · 4.625%
HK$28,876
+HK$1,446/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$54,860/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,519
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,313
−HK$807/mo
Today · 4.125%
HK$27,120
baseline
▲ 0.50% · 4.625%
HK$28,770
+HK$1,650/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,240/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,390
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,151
−HK$773/mo
Today · 4.125%
HK$29,924
baseline
▲ 0.50% · 4.625%
HK$31,501
+HK$1,577/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,848/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,646
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,506
−HK$874/mo
Today · 4.125%
HK$29,380
baseline
▲ 0.50% · 4.625%
HK$31,167
+HK$1,787/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$58,760/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,756
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,581
−HK$836/mo
Today · 4.125%
HK$32,417
baseline
▲ 0.50% · 4.625%
HK$34,126
+HK$1,709/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$64,834/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,773
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,699
−HK$941/mo
Today · 4.125%
HK$31,640
baseline
▲ 0.50% · 4.625%
HK$33,565
+HK$1,925/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,280/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,122
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,010
−HK$901/mo
Today · 4.125%
HK$34,911
baseline
▲ 0.50% · 4.625%
HK$36,751
+HK$1,840/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,822/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,899
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,891
−HK$1,008/mo
Today · 4.125%
HK$33,899
baseline
▲ 0.50% · 4.625%
HK$35,962
+HK$2,063/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$67,798/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,487
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,439
−HK$966/mo
Today · 4.125%
HK$37,405
baseline
▲ 0.50% · 4.625%
HK$39,376
+HK$1,971/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$74,810/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,026
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,084
−HK$1,075/mo
Today · 4.125%
HK$36,159
baseline
▲ 0.50% · 4.625%
HK$38,360
+HK$2,201/mo
Deposit HK$1.87M · loan HK$7.46M · min. income ≈ HK$72,318/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,853
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,868
−HK$1,030/mo
Today · 4.125%
HK$39,898
baseline
▲ 0.50% · 4.625%
HK$42,001
+HK$2,103/mo
Deposit HK$1.87M · loan HK$7.46M · min. income ≈ HK$79,796/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,152
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,277
−HK$1,142/mo
Today · 4.125%
HK$38,419
baseline
▲ 0.50% · 4.625%
HK$40,757
+HK$2,338/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$76,838/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,219
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,298
−HK$1,094/mo
Today · 4.125%
HK$42,392
baseline
▲ 0.50% · 4.625%
HK$44,627
+HK$2,235/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$84,784/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,279
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,470
−HK$1,209/mo
Today · 4.125%
HK$40,679
baseline
▲ 0.50% · 4.625%
HK$43,155
+HK$2,476/mo
Deposit HK$933K · loan HK$8.39M · min. income ≈ HK$81,358/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$302,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,585
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,727
−HK$1,159/mo
Today · 4.125%
HK$44,886
baseline
▲ 0.50% · 4.625%
HK$47,252
+HK$2,366/mo
Deposit HK$933K · loan HK$8.39M · min. income ≈ HK$89,772/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$302,618 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).