▼ 0.50% · 3.625%
HK$19,951
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,571
−HK$631/mo
Today · 4.125%
HK$21,202
baseline
▲ 0.50% · 4.625%
HK$22,492
+HK$1,290/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,404/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,195
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,790
−HK$604/mo
Today · 4.125%
HK$23,394
baseline
▲ 0.50% · 4.625%
HK$24,627
+HK$1,233/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,788/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,946
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,629
−HK$693/mo
Today · 4.125%
HK$23,322
baseline
▲ 0.50% · 4.625%
HK$24,741
+HK$1,419/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$46,644/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,415
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,069
−HK$665/mo
Today · 4.125%
HK$25,734
baseline
▲ 0.50% · 4.625%
HK$27,090
+HK$1,356/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$51,468/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,941
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,686
−HK$756/mo
Today · 4.125%
HK$25,442
baseline
▲ 0.50% · 4.625%
HK$26,990
+HK$1,548/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,884/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,634
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,348
−HK$725/mo
Today · 4.125%
HK$28,073
baseline
▲ 0.50% · 4.625%
HK$29,553
+HK$1,480/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,146/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,936
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,743
−HK$819/mo
Today · 4.125%
HK$27,562
baseline
▲ 0.50% · 4.625%
HK$29,240
+HK$1,678/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$55,124/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,854
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,627
−HK$785/mo
Today · 4.125%
HK$30,412
baseline
▲ 0.50% · 4.625%
HK$32,016
+HK$1,604/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$60,824/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,931
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,800
−HK$883/mo
Today · 4.125%
HK$29,683
baseline
▲ 0.50% · 4.625%
HK$31,489
+HK$1,806/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$59,366/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,073
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,906
−HK$846/mo
Today · 4.125%
HK$32,752
baseline
▲ 0.50% · 4.625%
HK$34,478
+HK$1,726/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$65,504/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,926
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,857
−HK$946/mo
Today · 4.125%
HK$31,803
baseline
▲ 0.50% · 4.625%
HK$33,738
+HK$1,935/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$63,606/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,293
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,186
−HK$905/mo
Today · 4.125%
HK$35,091
baseline
▲ 0.50% · 4.625%
HK$36,941
+HK$1,850/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$70,182/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,921
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,914
−HK$1,009/mo
Today · 4.125%
HK$33,923
baseline
▲ 0.50% · 4.625%
HK$35,987
+HK$2,064/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$67,846/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,512
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,465
−HK$966/mo
Today · 4.125%
HK$37,431
baseline
▲ 0.50% · 4.625%
HK$39,404
+HK$1,973/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$74,862/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,916
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,971
−HK$1,072/mo
Today · 4.125%
HK$36,043
baseline
▲ 0.50% · 4.625%
HK$38,236
+HK$2,193/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$72,086/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,732
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,744
−HK$1,026/mo
Today · 4.125%
HK$39,770
baseline
▲ 0.50% · 4.625%
HK$41,867
+HK$2,097/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$79,540/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,911
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,029
−HK$1,134/mo
Today · 4.125%
HK$38,163
baseline
▲ 0.50% · 4.625%
HK$40,486
+HK$2,323/mo
Deposit HK$875K · loan HK$7.87M · min. income ≈ HK$76,326/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,951
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,023
−HK$1,087/mo
Today · 4.125%
HK$42,110
baseline
▲ 0.50% · 4.625%
HK$44,329
+HK$2,219/mo
Deposit HK$875K · loan HK$7.87M · min. income ≈ HK$84,220/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,482 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).