▼ 0.50% · 3.625%
HK$19,256
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,855
−HK$609/mo
Today · 4.125%
HK$20,464
baseline
▲ 0.50% · 4.625%
HK$21,709
+HK$1,245/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,928/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,422
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$21,997
−HK$583/mo
Today · 4.125%
HK$22,580
baseline
▲ 0.50% · 4.625%
HK$23,770
+HK$1,190/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,160/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,182
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,841
−HK$669/mo
Today · 4.125%
HK$22,510
baseline
▲ 0.50% · 4.625%
HK$23,880
+HK$1,370/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$45,020/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,565
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,197
−HK$641/mo
Today · 4.125%
HK$24,838
baseline
▲ 0.50% · 4.625%
HK$26,147
+HK$1,309/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$49,676/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,107
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,826
−HK$730/mo
Today · 4.125%
HK$24,556
baseline
▲ 0.50% · 4.625%
HK$26,051
+HK$1,495/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,112/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,707
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,396
−HK$700/mo
Today · 4.125%
HK$27,096
baseline
▲ 0.50% · 4.625%
HK$28,524
+HK$1,428/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,192/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,033
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,812
−HK$791/mo
Today · 4.125%
HK$26,603
baseline
▲ 0.50% · 4.625%
HK$28,222
+HK$1,619/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$53,206/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,849
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,596
−HK$758/mo
Today · 4.125%
HK$29,354
baseline
▲ 0.50% · 4.625%
HK$30,901
+HK$1,547/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$58,708/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,959
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,797
−HK$852/mo
Today · 4.125%
HK$28,649
baseline
▲ 0.50% · 4.625%
HK$30,392
+HK$1,743/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,298/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,991
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,796
−HK$816/mo
Today · 4.125%
HK$31,612
baseline
▲ 0.50% · 4.625%
HK$33,278
+HK$1,666/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,224/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,884
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,783
−HK$913/mo
Today · 4.125%
HK$30,696
baseline
▲ 0.50% · 4.625%
HK$32,563
+HK$1,867/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$61,392/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,133
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$32,995
−HK$875/mo
Today · 4.125%
HK$33,870
baseline
▲ 0.50% · 4.625%
HK$35,655
+HK$1,785/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$67,740/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,810
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,768
−HK$974/mo
Today · 4.125%
HK$32,742
baseline
▲ 0.50% · 4.625%
HK$34,734
+HK$1,992/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$65,484/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,276
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,195
−HK$933/mo
Today · 4.125%
HK$36,128
baseline
▲ 0.50% · 4.625%
HK$38,032
+HK$1,904/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$72,256/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,736
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,754
−HK$1,034/mo
Today · 4.125%
HK$34,788
baseline
▲ 0.50% · 4.625%
HK$36,905
+HK$2,117/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$69,576/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,418
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,395
−HK$991/mo
Today · 4.125%
HK$38,386
baseline
▲ 0.50% · 4.625%
HK$40,409
+HK$2,023/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$76,772/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,661
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,739
−HK$1,096/mo
Today · 4.125%
HK$36,835
baseline
▲ 0.50% · 4.625%
HK$39,076
+HK$2,241/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$73,670/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,560
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,594
−HK$1,049/mo
Today · 4.125%
HK$40,643
baseline
▲ 0.50% · 4.625%
HK$42,786
+HK$2,143/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$81,286/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,343 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).