▼ 0.50% · 3.625%
HK$21,017
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$21,671
−HK$664/mo
Today · 4.125%
HK$22,335
baseline
▲ 0.50% · 4.625%
HK$23,694
+HK$1,359/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,670/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$291,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,381
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,008
−HK$637/mo
Today · 4.125%
HK$24,645
baseline
▲ 0.50% · 4.625%
HK$25,944
+HK$1,299/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,290/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$291,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,119
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,838
−HK$731/mo
Today · 4.125%
HK$24,569
baseline
▲ 0.50% · 4.625%
HK$26,064
+HK$1,495/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,138/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$291,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,719
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,409
−HK$700/mo
Today · 4.125%
HK$27,109
baseline
▲ 0.50% · 4.625%
HK$28,538
+HK$1,429/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,218/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$291,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,221
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$26,005
−HK$797/mo
Today · 4.125%
HK$26,802
baseline
▲ 0.50% · 4.625%
HK$28,433
+HK$1,631/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$53,604/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$291,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,058
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,810
−HK$763/mo
Today · 4.125%
HK$29,573
baseline
▲ 0.50% · 4.625%
HK$31,132
+HK$1,559/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$59,146/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$291,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,322
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,172
−HK$864/mo
Today · 4.125%
HK$29,036
baseline
▲ 0.50% · 4.625%
HK$30,802
+HK$1,766/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$58,072/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$291,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,396
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,211
−HK$827/mo
Today · 4.125%
HK$32,038
baseline
▲ 0.50% · 4.625%
HK$33,727
+HK$1,689/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$64,076/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$291,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,424
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,339
−HK$930/mo
Today · 4.125%
HK$31,269
baseline
▲ 0.50% · 4.625%
HK$33,172
+HK$1,903/mo
Deposit HK$2.77M · loan HK$6.45M · min. income ≈ HK$62,538/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$291,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,734
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,612
−HK$890/mo
Today · 4.125%
HK$34,502
baseline
▲ 0.50% · 4.625%
HK$36,321
+HK$1,819/mo
Deposit HK$2.77M · loan HK$6.45M · min. income ≈ HK$69,004/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$291,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,526
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,506
−HK$997/mo
Today · 4.125%
HK$33,503
baseline
▲ 0.50% · 4.625%
HK$35,541
+HK$2,038/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$67,006/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$291,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,072
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,013
−HK$954/mo
Today · 4.125%
HK$36,967
baseline
▲ 0.50% · 4.625%
HK$38,915
+HK$1,948/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$73,934/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$291,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,627
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,673
−HK$1,063/mo
Today · 4.125%
HK$35,736
baseline
▲ 0.50% · 4.625%
HK$37,911
+HK$2,175/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$71,472/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$291,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,410
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,413
−HK$1,018/mo
Today · 4.125%
HK$39,431
baseline
▲ 0.50% · 4.625%
HK$41,510
+HK$2,079/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$78,862/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$291,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,729
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,840
−HK$1,130/mo
Today · 4.125%
HK$37,970
baseline
▲ 0.50% · 4.625%
HK$40,280
+HK$2,310/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$75,940/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$291,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,748
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,814
−HK$1,082/mo
Today · 4.125%
HK$41,896
baseline
▲ 0.50% · 4.625%
HK$44,104
+HK$2,208/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$83,792/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$291,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,831
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$39,008
−HK$1,195/mo
Today · 4.125%
HK$40,203
baseline
▲ 0.50% · 4.625%
HK$42,649
+HK$2,446/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$80,406/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,086
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,215
−HK$1,145/mo
Today · 4.125%
HK$44,360
baseline
▲ 0.50% · 4.625%
HK$46,698
+HK$2,338/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$88,720/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,699 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).